2009 5dr Hatchback-Aftermarket vs. Factory Installed Cruise, Power Locks/Windows

[HeyJules]

We totaled my beloved 2004 Corolla CE a few weeks ago (hit an elk) so I'm on the hunt for a new Toyota. We're getting $9500 from our insurance, so I think I'm set on the 2009 Yaris 5 door hatchback. I want it loaded this time, as my Corolla didn't have power anything. Would it be cheaper/worth it to get aftermarket power windows/locks and cruise control? Or should I just get whatever package offers everything? I'm not handy so I'd have to pay someone else to install it anyway. I'm obviously trying to come out with the best deal possible, while still getting everything I want. Thanks for your help!