F-ing Bank of America!! - Toyota Yaris Forums

Nutzoids · 11-27-2006, 04:10 PM

So they messed up the paperwork on my loan… now my car is sitting at the dealership… waiting and I know they are letting people test drive my car… SOMEONE ELSE IS DRIVING MY GOD DAMNED CAR! I am pissed off beyond belief… So Fuck Bank of America… This isn’t the first time they flipped me over and did me dirty! I’m switching banks… Someone tell me what’s good out there… or what’s Bad….

tiksman · 11-27-2006, 04:21 PM

I financed thru wells fargo after getting hosed from bank of Amer... I am very happy with them

ECHOKnight2000 · 11-27-2006, 05:39 PM

^^^Agreed. I'm with Wells Fargo and they have been great for me so far. Sorry to hear about your troubles...I can understand the frustation, man does that suck.
Good luck!

KSIbucky · 11-27-2006, 06:14 PM

Quote:

Originally Posted by tiksman

I financed thru wells fargo after getting hosed from bank of Amer... I am very happy with them

my mom works for bank of america and they wouldn't finace me went threw wells

60 Somethings · 11-27-2006, 09:33 PM

Ever thought of joining/using a credit union?

Many times their rates are lower than the mega-banks rates.

A small, local bank (where they get to know you personally) can work good, too.

You can also get old, have money and pay cash, but the "getting old" part sucks.

Black Yaris · 11-27-2006, 09:47 PM

I financed through my credit union

tiksman · 11-27-2006, 10:33 PM

B of A. Said all was approved and good and I drove off with the car. But they backed out at the last moment and my dealer found Wells fargo

60 Somethings · 11-28-2006, 01:51 PM

My suggestion, from almost 50 yrs of borrowing money for cars, etc:

Get your financing set up BEFORE you visit a dealership! (Just like pre-qualifying for a home loan.) You then have far more control, and the dealer has less control.

Also, suggest buyers check out the price of auto insurance beforehand to make sure the total cost of a new car is affordable.

ChinoCharles · 11-28-2006, 02:16 PM

I went through Chase, and soon afterwards I opened a checking and savings account with them as well. Their online banking is great, I pay my car payment from the seat of my arse.

acrbill · 11-28-2006, 02:16 PM

Quote:

Originally Posted by 60 Somethings

My suggestion, from almost 50 yrs of borrowing money for cars, etc:

Get your financing set up BEFORE you visit a dealership! (Just like pre-qualifying for a home loan.) You then have far more control, and the dealer has less control.

.

For the last car I bought I got a loan beforehand. I thought it was a decent rate considering my credit and such. The dealership said they where going to see if they could get me a better rate. Sure enough they did. They also explained that they make some money from the finance so because of that they where able to give me a little more for my trade.

In the end I was glad I had that financing.

Nutzoids · 11-28-2006, 04:15 PM

Remember the phrase…

“The customer is always right” I do! It was the slogan for almost every Customer based institution. Now it seems most places worry only about one thing… the bottom line, and unfortunately… The customers experience and happiness have no part in the bottom line.

Well it’s time to take that back… And start demanding better service. Today I stand-up to fight these Money Making Monsters… Today I will Wage War on those who only wish to see me fail. The destruction of the middle class is over!

Hahaha hahahaha oooHahahahahahaha (evil menacing laugh)

60 Somethings · 11-28-2006, 09:45 PM

Quote:

Originally Posted by geno

For the last car I bought I got a loan beforehand. The dealership said they where going to see if they could get me a better rate. Sure enough they did. They also explained that they make some money from the finance so because of that they where able to give me a little more for my trade.

In the end I was glad I had that financing.

Geno, good job!

You gave them a reason to work for you. If you had not taken the pre-approval step, they would have sold you the highest rate they could - because it would have made them even more money.

60 Somethings · 11-28-2006, 09:54 PM

Quote:

Originally Posted by Nutzoids

Remember the phrase…

Now it seems most places worry only about one thing… the bottom line,

Today I stand-up to fight these Money Making Monsters… Today I will Wage War on those who only wish to see me fail. The destruction of the middle class is over!

That, unfortunately, states the current situation pretty well. It's all about - GREED.

If average folks do not wise-up and learn about money, and reject much of today's marketing mania, they will indeed soon be the "poor consumer".

eTiMaGo · 11-28-2006, 10:09 PM

I guess the saying now should be "The customer is always rich"

07WYarisRS · 11-28-2006, 10:15 PM

Should have put a deposit down on the car

they can't let anyone drive a car that has been sold !

captainzerocool · 12-05-2006, 07:10 PM

That sucks man. My credit union will let me finance anything.

eflb55 · 12-05-2006, 08:04 PM

you could always become a prostitute and pay your money upfront.

SimplyYaris · 12-06-2006, 01:16 AM

Credit Unions are the only way to go for the above mentioned reasons IMHO.

11-27-2006, 04:10 PM	#1
Nutzoids View User's Garage Drives: 07 Yaris Liftback Join Date: Nov 2006 Location: Philadelphia Posts: 938	F-ing Bank of America!! So they messed up the paperwork on my loan… now my car is sitting at the dealership… waiting and I know they are letting people test drive my car… SOMEONE ELSE IS DRIVING MY GOD DAMNED CAR! I am pissed off beyond belief… So Fuck Bank of America… This isn’t the first time they flipped me over and did me dirty! I’m switching banks… Someone tell me what’s good out there… or what’s Bad….

11-27-2006, 05:39 PM	#3
ECHOKnight2000 Small Car Lover View User's Garage Drives: A Super Car Join Date: Jun 2006 Location: Minnesota, US of A! Posts: 830	^^^Agreed. I'm with Wells Fargo and they have been great for me so far. Sorry to hear about your troubles...I can understand the frustation, man does that suck. Good luck! __________________ You may look good on the beach but in reality you're a pompus, egotistical jerk. "I was never on the beach with you..."and you never will.

11-27-2006, 09:33 PM	#5
60 Somethings Old Folks View User's Garage Drives: 2007 Yaris LB, 2006 4Runner V8 Join Date: May 2006 Location: Vancouver, USA Posts: 222	Ever thought of joining/using a credit union? Many times their rates are lower than the mega-banks rates. A small, local bank (where they get to know you personally) can work good, too. You can also get old, have money and pay cash, but the "getting old" part sucks. __________________ We are the proud owners YARI - He's a loaded Silver LB with ATTITUDE!

11-27-2006, 09:47 PM	#6
Black Yaris der Zeck View User's Garage Drives: '05 Audi A4 1.8t quattro Join Date: Sep 2006 Location: Toledo, OH Posts: 5,231	I financed through my credit union __________________

11-28-2006, 01:51 PM	#8
60 Somethings Old Folks View User's Garage Drives: 2007 Yaris LB, 2006 4Runner V8 Join Date: May 2006 Location: Vancouver, USA Posts: 222	My suggestion, from almost 50 yrs of borrowing money for cars, etc: *Get your financing set up BEFORE you visit a dealership!* (Just like pre-qualifying for a home loan.) You then have far more control, and the dealer has less control. Also, suggest buyers check out the price of auto insurance beforehand to make sure the total cost of a new car is affordable. __________________ We are the proud owners YARI - He's a loaded Silver LB with ATTITUDE!

11-27-2006, 04:21 PM	#2
tiksman View User's Garage Drives: 07 Red Hatch Join Date: Sep 2006 Location: Atlanta Posts: 269	I financed thru wells fargo after getting hosed from bank of Amer... I am very happy with them

11-27-2006, 10:33 PM	#7
tiksman View User's Garage Drives: 07 Red Hatch Join Date: Sep 2006 Location: Atlanta Posts: 269	B of A. Said all was approved and good and I drove off with the car. But they backed out at the last moment and my dealer found Wells fargo

11-28-2006, 02:16 PM	#9
ChinoCharles Banned Drives: LB Join Date: Jul 2006 Location: OH Posts: 7,787	I went through Chase, and soon afterwards I opened a checking and savings account with them as well. Their online banking is great, I pay my car payment from the seat of my arse.

11-28-2006, 04:15 PM	#11
Nutzoids View User's Garage Drives: 07 Yaris Liftback Join Date: Nov 2006 Location: Philadelphia Posts: 938	Remember the phrase… “The customer is always right” I do! It was the slogan for almost every Customer based institution. Now it seems most places worry only about one thing… the bottom line, and unfortunately… The customers experience and happiness have no part in the bottom line. Well it’s time to take that back… And start demanding better service. Today I stand-up to fight these Money Making Monsters… Today I will Wage War on those who only wish to see me fail. The destruction of the middle class is over! Hahaha hahahaha oooHahahahahahaha (evil menacing laugh)

11-28-2006, 10:09 PM	#14
eTiMaGo vroom vroom View User's Garage Drives: lil red 5-door Join Date: Sep 2006 Location: Bangkok, Thailand Posts: 7,744	I guess the saying now should be "The customer is always rich" __________________ The price of freedom of religion, or of speech, or of the press, is that we must put up with a good deal of rubbish. - Robert Jackson Bye bye 1NZ...

11-28-2006, 10:15 PM	#15
07WYarisRS HardlyDangerous Drives: 09 Yaris LE, H/B, auto Join Date: Jul 2006 Location: Ridgeway Ontario Posts: 573	Should have put a deposit down on the car they can't let anyone drive a car that has been sold ! __________________ The early bird gets the worm, but the second mouse gets the cheese.

12-05-2006, 07:10 PM	#16
captainzerocool CAMRY FTW! View User's Garage Drives: Camry LE V-6 (225,000+ miles) Join Date: Jul 2006 Location: Huntsville, Ala Posts: 108	That sucks man. My credit union will let me finance anything. __________________ I drive a Camry. I have no imagination.

12-05-2006, 08:04 PM	#17
eflb55 its EF LB 55 View User's Garage Drives: Toyota Yaris 2007 Sedan (US) Join Date: Sep 2006 Location: MI, US Posts: 110	you could always become a prostitute and pay your money upfront.

12-06-2006, 01:16 AM	#18
SimplyYaris Drives: Red Yaris HB Join Date: Oct 2006 Location: Arizona Posts: 52	Credit Unions are the only way to go for the above mentioned reasons IMHO.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
The Prospects of Fascism in America	ptwnluv	Off-topic / Other Cars / Everything else Discussions	10	10-16-2006 06:40 AM
Accesories for Central America	krakkhenz	Photo-Video-Media Gallery	1	03-09-2006 07:36 PM