Yaris Insurance Rates

[swidd]

I touched on the topic in another thread, thank you very much.

Now I'd like some hard numbers however.

How much are you paying for your Yaris insurance? (please include your age).

I was paying $120/month for my Explorer at age 21 without accidents. Of course as basic and non-comprehensive as it can get.

Thanks for 50+ replies!

[brickhardmeat]

93. month 500. collision 250. comp. 29 years

[yoyoche]

3 car policy, 61 years old
Yarii is 31 a month
Actual cash value 500 deductible
Actual cash value 500 deductible
100,00 - 300,000 liability
100,00 - 300,000 uninsured motorist
10,000 medical
10,000 property damage

[HTM Yaris]

40 years old
$ 40 a month

[adamschneider]

It's hard to say, since my wife and I get a multi-policy discount... but the amount listed on the policy is about $47/month for 50K/100K/50K coverage with 500/250 collision/comp deductibles. Our Hyundai Accent costs about 30% more to insure.

I'm 34, have a clean driving record, and live in an urban area. (Your ZIP code makes a significant difference.)

[Astroman]

$128/mo, 26, 2-car policy (comprehensive, $500 ded.) w/a few nicks on my record.

[nqd]

i hate you guys....since i live in mass and right near boston im paying close to 200 a month

[mehrit]

82$ a month. 23 years old. (Would have been less but I just got my license like three weeks ago.)

[roxy84]

41 yrs old
michigan
clean driving record


$580 per year ( i just pay bi-annually, but it comes out to $48.33/month)

500 deductible comp
1000 deductible collision
100,00 - 300,000 liability
100,00 - 300,000 uninsured motorist
20,000 medical
20,000 property damage

[njiteb]

Originally Posted by nqd

i hate you guys....since i live in mass and right near boston im paying close to 200 a month

really? i live near boston too and i pay around 160 a month and my insurance will be going down in october since i got my license for 6 years

[DMart]

wow, looking at those numbers i feel like i'm getting ripped off...i pay 224 a month, i'm only 20

[solarVitz]

35
married
2 points in my driving record
$600/year - 07 yaris liftback - my car
$900/year - 05 lancer es - wife car
$300/year - 84 corolla sr5 coupe - my car
______________________________
$1800/year = $150/month

[Jerkratt]

once you reach 25 your insurance usually lowers

[brickhardmeat]

Originally Posted by Jerkratt

once you reach 25 your insurance usually lowers

I wish that were true.

I was going to have to pay $135. for the Yaris as opposed to $97. a month for the Golf. Nationwide tried to explain to me that it is because Toyota parts are so much more expensive.

Anyway, on the Golf at that rate I had a $50. deductible for comp and $250. for collision. After, hitting them up for all the discounts I could including a long term customer discount I changed my comp to $250. and collision to $500. and that brought me down to $93. for the new Yaris.

[churp]

$127.73 per month for:

2007 Yaris LB.....full coverage $500 ded
1987 Ford F150....liability
1983 Toyota Celica....liability
1980 RX7......liability collector car
1949 Chev truck...liability collector car

age 56

[driver centric]

About $120/mo...23 years old.

[rwseattle]

I pay $ 58.00 per month, Seattle, Washington State

Liability/UIM 250/500/250 (+1 million dollar umbrella)
Collision 1000
Comprehensive 200

It's extremly important that you include high liability and its cost effective to increase your collison deductible. In the todays insurance market insurers use credit to determine a policy discount or the premium market they provide; non-standard, standard, preferred and/or ultra-preferred. The market will be determined by age, credit and past 3yr driving record.

Make sure your credit history is accurate and check if you received the highest score possible. You can check your credit history for free online. You will save a lot with better credit.

Good luck guys,
Ron

[DMart]

well this is my first purchase establishing my credit...no wonder mine is so high