Bye Yaris, Hello Eclipse

[1stToyota]

Originally Posted by tomato

IMO BailOut's right. You can see it as preaching if you want, but it's really good advice.

Saving up to buy stuff (rather than acquiring more debt) FTW !

Did you know that the main reason behind the Great Depression and the economic collapse we had 2 years ago (and are still in actually) was *borrowed money* ?

But everybody that saves up to pay cash for big ticket stuff like cars and homes, raise your hands. My guess, not too many.

My credit score is 798, I wait for super low financing (sometimes 0%), make low payments, save my cash reserve.

Main reason for the collapse wasn't because they loaned out the money, it was because they were too greedy to use a little discretion before they loaned out the money. Instead of using some common sense and advising the customer to settle for less, something that their budget could afford, they pushed through a sale they knew would most likely go belly up.

OP didn't ask for financial advice, that's what a CPA is good for. On a MB they were probably expecting just the traditional response.