Bye Yaris, Hello Eclipse

[1stToyota]

Originally Posted by tomato

That's a very clever strategy, of course, but you know that's not what we were talking about, right?

You're right most people have to borrow money to buy big ticket items.

It's just you have to be a little savvy about it.

What you said (in bold) for instance, makes a lot of sense. Now I don't suppose you get a credit score of 798 buy borrowing from day one without worrying about paying anything back.

I think we're on the subject of a guy getting the treatment/business [financial advice] for simply saying "Hi, look at my new car" ...it's his money, none of our business what he chooses to do with it.

And actually, yes, I got that credit score by borrowing from day one, applying for credit, on anything I could, working my way up to a $46K credit limit on one of my CCs [Visa] by the time I was 25, and that was a lot of money back when I was 25...one trick to a good score is to have lots of credit established, but have LOTS of available credit still left, and always pay on time, of course.