Yaris Insurance Rates

[driver centric]

About $120/mo...23 years old.

[rwseattle]

I pay $ 58.00 per month, Seattle, Washington State

Liability/UIM 250/500/250 (+1 million dollar umbrella)
Collision 1000
Comprehensive 200

It's extremly important that you include high liability and its cost effective to increase your collison deductible. In the todays insurance market insurers use credit to determine a policy discount or the premium market they provide; non-standard, standard, preferred and/or ultra-preferred. The market will be determined by age, credit and past 3yr driving record.

Make sure your credit history is accurate and check if you received the highest score possible. You can check your credit history for free online. You will save a lot with better credit.

Good luck guys,
Ron

[DMart]

well this is my first purchase establishing my credit...no wonder mine is so high

[wufai]

Ok.. hold on to your hats ppl....

24 yr old
Toronto, Canada
comprehensive
1 mil libility
1000 deductible
clean driving recoard for 5 years
$2775/yr = $231/month

what so high??? anyone have lower rates in canada to introduce me too?

[DMart]

Originally Posted by wufai

Ok.. hold on to your hats ppl....

24 yr old
Toronto, Canada
comprehensive
1 mil libility
1000 deductible
clean driving recoard for 5 years
$2775/yr = $231/month

what so high??? anyone have lower rates in canada to introduce me too?

wow...i thought i was paying the most for insurance

[voodoo22]

Originally Posted by wufai

Ok.. hold on to your hats ppl....

24 yr old
Toronto, Canada
comprehensive
1 mil libility
1000 deductible
clean driving recoard for 5 years
$2775/yr = $231/month

what so high??? anyone have lower rates in canada to introduce me too?

For the love of everything I can't figure out why my insurance is so high. In Manitoba I paid less than 1500$ for a new BMW 3 series. In Toronto I pay:

$3601 for my yaris = 300 a month!

Factors which don't help me:

I have one accident in February of 2004
I live in gang Territory in Scarborough

The gang territory thing is huge, because my insurance went from 2800 to 4200 on my previous car just because of the move from Mississauga to Scarborough.

Oh and that's with a $1000 dollar deductable! This province is insane!

I'm 33.

[Bidoup]

I was with ING for the first year I had my car and was paying 92$/months and I switch to a local company and now pay 78$/month. I'm 22....

[sherryberry]

I pay like 440 or so every 6 months.. which means it's about 73 a month. My boyfriend's car (under my name) is a vw rabbit is about 413 every 6 months or about $68 a month. Both of them are full coverage through state farm.

oh and i'm 22.. bf's 25. and state farm for some stupid reason listed me as married and i have been too lazy to correct them.

[rwseattle]

Sherryberry, the rate for married couples is less. FYI: When you call them to correct the marital status your premium will increase.

[sherryberry]

Originally Posted by rwseattle

Sherryberry, the rate for married couples is less. FYI: When you call them to correct the marital status your premium will increase.

yeah i know.. prob why i haven't bothered to change it as well

[aca72]

35, Married
$63/month - 2007 Yaris S - Mine
$64.50/month - 2001 Civic Coupe LX - Wife's
That's with Mercury Insurance.

[07typeS]

I pay about 150 every month. I have what others have said a couple dents on my record lol... one accident a few years ago, not at fault, and a few speeding tickets, not in the yaris though :P

[ExocetCom]

I'm 24 and pay $122/mo with full coverage, $3,000,000 liability, Road Star package and a bunch of other extras.

British Columbia has a public (ie. gov't run socialized) insurance system that keeps base rates extremely low, but everyone gets additional coverage from private insurers. I'm getting a 40% discount for good driving since I was 16 and when I turn 25 next year I'll be eligible for another 10% discount (max is 60% I think) as well as more options for private insurers. There's something about private insurance options being very limited to persons under 25 in B.C.

The rates are really awesome though. I lived in Alberta for a few months in 2005 and had to switch over my insurance on my old '89 Dodge Daytona. I looked into a full year of comparable coverage from Alberta's fully private system and it would have cost me something like $450/mo AND it didn't include glass coverage.

[hoperrs]

I pay $217 per month (Grey Power) for myself, wife, son (Under 25). Was about $300 with Monnex before I switched at age 50.

[alhope34]

Wow, I didn't imagine insurance would be so cheap in the states. I'm paying $116 a month as the third, occasional driver. When I had my '94 Probe GT I was paying $380 a month, and when I was thinking about buying a yaris that was 100% mine, I got quoted no cheaper than $650 a MONTH for a 2006 4 DR hatch.

[MauiDan]

52 years old....54.07 a month ..clean record...500 ded coll and comp..I was going to buy an Accent HB and it was roughly 85.00 to 90.00 more a year to insure than the Yaris.

Glad I bought the Yaris

[sherryberry]

WAHOOO.. my insurance rate just went down to $334.71 for six months. they recalculated something after I complained and now it's $334.71.. full coverage.. 500 deductible and all that other mumbo jumbo. So basically, $55.78ish a month. And I'm not even 25 yet.

[alhope34]

Seriously...how can you people in the USA get so cheap insurance rates? even $100 a month USD would be a cakewalk for me if I was the first driver. I did an online quote and I'd be paying $600 a month if I was first insured, and I did it again where I only changed my age to 26...everything else I kept the exact same, and it still quoted me $390 a month for an 06 4 door hatchback. Even one of the guys I work with is paying $550 a month minimum coverage for a '97 Paseo. Ridiculous...