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09-20-2007, 05:13 PM
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#1 |
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wacky broadway nightmare
Drives: Willow is a '07 Red Yaris LB Join Date: Apr 2007
Location: dallas
Posts: 621
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Shit, I declined the GAP insurance.
__________________
"it's always complicated and at some point someone has to draw the line and that is always going to be me. you get down on me for cutting myself off but in the end the slayer is always cut off" Buffy 
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09-21-2007, 05:55 PM
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#2 | |
 
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Usually they wanna get ya for the extra money at signing, but the GAP makes it to where if you owe $20,000 on a car and total it and its worth $12,000 the insurance fills that in and they pay ya for what ya owe on it and not what its worth so then you would be out $8,000 without it. I was flipped on a truck and had GAP and the salesman told me I should total it on purpose to get the money...NO JOKE TRUE STORY.
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09-21-2007, 07:27 PM
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#3 |
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Modded Moderator
Drives: 07 Toyota Yaris, 71 Galaxie Join Date: Mar 2007
Location: Wenatchee, WA
Posts: 3,670
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I actually asked them what would happen if I drove the car off the lot and someone smashed into me (saw it happen to someone else). I wasn't aware what gap insurance was called at the time, but they clued me in and I felt it was worth the few extra bucks a month. And if my car gets stolen they pay off what insurance doesn't pay, and I get a cool $5,000 for a down payment on a new car.
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09-21-2007, 09:58 PM
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#4 |
 
Drives: Red Yaris HatchBack Join Date: Aug 2007
Location: Sunny,Florida
Posts: 298
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I had Gap on my last car..I got hit from behind..200 camry..they totaled it and I lived to talk about it..and now drive a yaris
__________________
Don't hate. congratulate!! wELCOME TO oUR wORLD.. 
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09-22-2007, 01:45 AM
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#5 |
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You can actually buy gap insurance from other companies in case you declined the gap insurance when you bought the car..
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