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11-12-2008, 09:20 PM
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#15 |
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Joey
Drives: '14 Scion xD 5-speed Join Date: Oct 2008
Location: El Monte, Ca
Posts: 3,529
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According to the company I work for, you would have to wait a year for your rate to go down. The premium you're paying right now should stay the same until renewal. Premiums go up as you get older, so on your renewal app. you wanna make sure you mark the box that says "Standard-risk non-smoker" to keep your cost down, but you have to absolutely be sure you're tapering-off the habit until you quit completely. And if you go cold turkey during that year, you can mark "preferred risk non-smoker" on the following renewal and still save a few bucks. Hope this helps
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Formerly owned Met-Met. '07 Yaris LB 5-speed. A forum post should be like a skirt: Long enough to cover the subject but short enough to keep things interesting. "I don't have an anger problem. I have an idiot problem." -Hank Hill |
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