2007 Yaris hatchback wrecked...odds of it getting totaled? Details inside

[TheSilkySmooth]

You have to pay for guardrail also - may cost MORE than car!
This is no joke - the state will make you pay for property damage ...

[TheSilkySmooth]

Josh- DONT go back to dealer they have NOTHING to do with your loan (unless buy here pay here) - the only deal you would make is a ROTTEN one ...

- the Bro

[Chupacabra]

Originally Posted by TheSilkySmooth

You have to pay for guardrail also - may cost MORE than car!
This is no joke - the state will make you pay for property damage ...

That's why he has insurance. He'll never see a bill for that...

[Josh_G]

Just to throw an update out there:

So far my "final" repair estimate has changed three times, each time jumping upward, right now the Toyota dealer has the repair at $9556. My insurance company is giving the car a final review to determine it's pre-wreck value so they can decide whether to fix the car or not.

Which considering the insurance co. (Allstate) has already seen the car, what more can they do to determine a pre-wreck value?

But anyway, the $9556 is still under the 75% repair guideline in North Carolina since the blue book value is still over $13k. I already told Allstate that if the Yaris is totaled I expected to receive the value for an excellent car rating.


My gut feeling is that the dealer wants the car totaled so they can sell me a new car. The sales department has called me twice (both times yesterday) just to make sure I was OK, blah, blah, blah right?

What blew my mind is that I told the dealer I wasn't interested in getting a new car since I am in the process of building a house. The only way I would be interested would be if they wiped clean the debt I owed my current Yaris ($5.5K) and would take no more than my insurance settlement on my car.

Oddly enough they said that was very possible.

I should hear a final verdict from Allstate today or tomorrow so I'll probably update at least one more time.

If they do total the car it will be pretty interesting if the dealership holds to their story on selling me another car.

[Josh_G]

Originally Posted by TheSilkySmooth

You have to pay for guardrail also - may cost MORE than car!
This is no joke - the state will make you pay for property damage ...

The Yaris barely even scraped the yellow reflective sticker off the end of the guardrail, other than that, the guardrail looked exactly like it did before.

But of course the DOT replaced at least a 30 ft. section of it around where we hit.

So let Allstate pay that bill too. My rates should be up racing upward any day now. Did I mention I've only had Allstate for about 3 months?