How much do you pay for your insurance? (US only) - Toyota Yaris Forums

Wallyg · 01-05-2009, 04:11 AM

State Farm, 49 years old, Full coverage, 347.00 every 6 months

coheed · 01-05-2009, 04:20 AM

18 years old, no points, no tickets, just liability, $85 a month. But my truck is alot older.

Kal-El · 01-05-2009, 04:40 AM

Quote:

Originally Posted by Bob_VT

Your insurance is also linked to your credit rating/score.

If you get a free credit report and look it over carefully you will see credit pulls from the insurance carrier.

Based on age, marital status, credit, type of car, driving history, location, claim history......

Not a real fair assessment of rates unless you find someone similar to your age and status in your area.

The credit rating assessment isn't in all states. It's illegal in Mass for a company to base your rate on your credit or disqualify you because of bad credit. I can't believe it's legal in most other states since you have to have insurance!

Quote:

Originally Posted by Chubbster

I have State Farm and my Yaris as full coverage for $65/month.

Quote:

Originally Posted by auxmike

State Farm , $68/mo 40yo driver. FULL coverage.

Quote:

Originally Posted by Wallyg

State Farm, 49 years old, Full coverage, 347.00 every 6 months

Wow, how on earth to you guy's get such low rates???? I'm 30, no accidents good record, married, and I pay $1,600 a year for regular coverage.

Quote:

Originally Posted by coheed

18 years old, no points, no tickets, just liability, $85 a month. But my truck is alot older.

Wow, you're taking a chance with just liability....No coverage for yourself? No comprehensive? Remember, anything happens, and your potentially eating the whole value of your car or at least fixing any damage out of pocket.

coheed · 01-05-2009, 04:44 AM

Quote:

Originally Posted by Kal-El

Wow, you're taking a chance with just liability....No coverage for yourself? No comprehensive? Remember, anything happens, and your potentially eating the whole value of your car or at least fixing any damage out of pocket.

Yeah, but I've been in three accidents in my truck and I've driven away every time. So I'm not really worried about damage to the truck and I have five-point harnesses in it so... Plus my parents still have me covered medically.
And all my accidents have been off road, and involved trees

Kal-El · 01-05-2009, 12:05 PM

Quote:

Originally Posted by coheed

Yeah, but I've been in three accidents in my truck and I've driven away every time. So I'm not really worried about damage to the truck and I have five-point harnesses in it so... Plus my parents still have me covered medically.
And all my accidents have been off road, and involved trees

Oh, I thought this was coverage for your Yaris. Just noticed your planning to get one.

drunkwithwords · 04-25-2010, 02:02 AM

I pay about $176 a month for full coverage with Progressive Insurance. I'm 21 years old with a clean record (minus a ticket I received for not wearing my seat belt with my old Camry. The seatbelt didn't work anymore, and I was going to get it fixed right when I got the ticket. It was awesome). The rate, to me, is insane. I used to only pay $76 a month, but I found out that if I go with AAA, my rate will be between $110 - $125 a month.

What sucks is that Progressive charges $50 for canceling, but I'll make up for that money within the first month of going with AAA.

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01-05-2009, 04:11 AM	#1
Wallyg View User's Garage Drives: 3 door HB Join Date: Oct 2008 Location: Kelso WA Posts: 8	State Farm, 49 years old, Full coverage, 347.00 every 6 months

01-05-2009, 04:20 AM	#2
coheed Drives: 08 BB LB Join Date: Dec 2008 Location: Maiden, NC Posts: 785	18 years old, no points, no tickets, just liability, $85 a month. But my truck is alot older.

04-25-2010, 02:02 AM	#6
drunkwithwords Drives: 2010 Toyota Yaris Join Date: Feb 2010 Location: Elk Grove, Ca Posts: 8	I pay about $176 a month for full coverage with Progressive Insurance. I'm 21 years old with a clean record (minus a ticket I received for not wearing my seat belt with my old Camry. The seatbelt didn't work anymore, and I was going to get it fixed right when I got the ticket. It was awesome). The rate, to me, is insane. I used to only pay $76 a month, but I found out that if I go with AAA, my rate will be between $110 - $125 a month. What sucks is that Progressive charges $50 for canceling, but I'll make up for that money within the first month of going with AAA.