red 3dr liftback manual quote: good or not?

[zachryboles]

[QUOTE=auxmike;449065]

Originally Posted by zachryboles

Please do not finance a car for 60 payments.... QUOTE]

Why not? It's interest free!
I put down $6k and financed mine for 60mo. but had it paid off in 18mo. Worked a LOT of OT!
This way I had the option of paying it slowly should financial troubles or a layoff occur. I saved a lot on the interest too.

well you are an exception to the rule.... you basicaly did as i said and kept it under 24 months in the end..... but i would say a majority of people will not get 0%. The reason i dont personally finance anything even at 0% is because most people are upside down for that entire 60-72 months and if you write out for a 60 month payment system, most people will not pay it off earlier and REAL statistics have shown this too. I turned down a "decent" deal with a dealer because they refused to come down on price simply because i wasnt financing it. If i had financed it they were willing to "reduce" the price to what i wanted but i wont open an account and pay it off (this is bad for your credit). but once again i dont care what my credit score is other than it affecting my insurance premium. I only have 2 credit cards open because if i close them i screw over my insurance and at this point its not worth it. Other than those two i DO NOT BORROW MONEY. But to be honest being debt free and never worrying about going paycheck to paycheck comes only with self disipline and lots of planning. Again i live alone and i still have to plan out every dollar wether i want to or not because its the right thing to do, and its the reason why i put back quite a bit of money each month. But again to each his own. I'm just reminding people that you DONT have to have a carpayment. After my Yarii wreck it was a wakeup call that if i had not purchased GAP that i woulda been screwed. I even put 3k down and had TOYO rebate of 1500.