Should i claim insurance?

[auxmike]

Ins. won't cover a blown bulb and it would never cost $180.

$700 for the windshield?

$500 for the antenna fix? You can get a shorty honda S2000 unit for $20.

I think your projected estimates are way too high...

[caineroad]

Originally Posted by auxmike

Ins. won't cover a blown bulb and it would never cost $180.

$700 for the windshield?

$500 for the antenna fix? You can get a shorty honda S2000 unit for $20.

I think your projected estimates are way too high...

a blown bulb won't cost $180, is the labour that kills $106/hr at my toyota dealership, plus if I get one bulb replaced, might as well change other bulbs(interior) hence the extra cost

$599 + 13%tax is the windshield = $676 here

$500 for the antenna, yes please check the price of the base where it connects the antenna to, that's the most expensive part. That was the part that is broken off.

total seems right to me, I got all quotes from dealership

[SAV912]

Originally Posted by caineroad

a blown bulb won't cost $180, is the labour that kills $106/hr at my toyota dealership, plus if I get one bulb replaced, might as well change other bulbs(interior) hence the extra cost

The insurance is not going to cover blown bulbs. Lightbulbs, like tires, belts and all other maintenance items are considered wear items. Buy the tiny parking light bulb (any 194 wedge will do), pop your hood, replace the bulb and you'll be done with that. Savings of $178 and your insurance won't be at as much risk of going up in the future for 'bogus' claims.

The dealership is, like most anything else, a business. They charge you for an hour of labor to do two minutes of work. Moreover, if this was an expensive car, I'd understand your concerns, but filing claims like this at the end of 'planned' ownership on a Yaris is not going to net you coming out ahead in the long run. A Yaris in good condition in two years might sticker for $6500 or so, vs one with some bumps and bruises for $5000. I guess in your case it would depend on the severity of the roof and door dents. Are they relatively minor or what? From what it sounds like, I wouldn't bother at all with claiming on insurance at the other end. It seems like an unnecessary risk. File as soon as they happen, if it's that big of a deal.

-C

[caineroad]

Originally Posted by SAV912

The dealership is, like most anything else, a business. They charge you for an hour of labor to do two minutes of work. Moreover, if this was an expensive car, I'd understand your concerns, but filing claims like this at the end of 'planned' ownership on a Yaris is not going to net you coming out ahead in the long run. A Yaris in good condition in two years might sticker for $6500 or so, vs one with some bumps and bruises for $5000. I guess in your case it would depend on the severity of the roof and door dents. Are they relatively minor or what? From what it sounds like, I wouldn't bother at all with claiming on insurance at the other end. It seems like an unnecessary risk. File as soon as they happen, if it's that big of a deal.

-C

Got you! Only thing I wont replace the lightbulb is that the yaris HB has a really hard to get place to change the small bulb, i did this before and took me an hr and help from a friend. that's why they have to charge me an hr to do cuz it is not easy as the sedan.

the roof is not very bad, but like every dent it is obvious when I tell you there is a dent on the roof otherwise the next owner might not even spot it. As for the side of the car, there are at least like 40-50 light scratches, my car is silver and the scratches appears white, some have gone deeper so i got a touch up pen and fix every scratch to prevent rusting at the moment.

[SAV912]

Originally Posted by caineroad

Got you! Only thing I wont replace the lightbulb is that the yaris HB has a really hard to get place to change the small bulb, i did this before and took me an hr and help from a friend. that's why they have to charge me an hr to do cuz it is not easy as the sedan.

The small parking bulbs, correct? They are inboard and closer to the center of the nose of the car and take two seconds to pop out. Twist, pull, replace, done.

The headlamps themselves are much harder if you don't pull the front bumper off, but the small parking lamps are a cinch.

[caineroad]

Originally Posted by SAV912

The small parking bulbs, correct? They are inboard and closer to the center of the nose of the car and take two seconds to pop out. Twist, pull, replace, done.

The headlamps themselves are much harder if you don't pull the front bumper off, but the small parking lamps are a cinch.

ah! I will give a try later thanks for the heads up! Last time when i changed the headlight bulb it was a mess!