Should i claim insurance?

[mazilla]

Originally Posted by DMZ

That is known as "soft" fraud or "opportunistic" fraud. It is one of the reasons that premiums can be very high in certain areas. Honest people have to pay for dishonest behavior of others. It is considered a crime in all 50 states and 41 states have fraud bureaus.

Correct, fraud is the reason premiums are higher...but it's fraud on the part of the insurance companies and the government. You won't catch me weeping for those bastards, ever.