Is this totaled?

[BEEF]

a big thing around here is to buy "gap" insurnace. not sure if you had it but it covers the difference between the value of the car and what you owe on it if you are upside down.

many times you are required to get it unless you put a large chunk down on a car. there again, around here.

[DorytheYaris]

Originally Posted by BEEF

a big thing around here is to buy "gap" insurnace. not sure if you had it but it covers the difference between the value of the car and what you owe on it if you are upside down.

many times you are required to get it unless you put a large chunk down on a car. there again, around here.

I wish I had purchased that when I bought the car back in December '11, however if I decided to do that, it would bring my monthly payments to nearly $400 a month because I was already upside down on my trade-in.

I am hoping to get a chunk back from the extended warranty I purchased through the dealership.

[Kal-El]

Sorry to hear about all this, situation sucks especially when you owe more than the car is worth.

If you haven't yet, be sure to have yourself and your son double checked by a doctor, even if your neck and back are seemingly OK. People often feel the effects later down the road after such accidents. I'm sure you and your son are fine though, since this is still not a very serious accident.

Hope everything goes OK.


BTW, the irony of economy hatchbacks is that they cost more to fix when rear ended than sedans, even if much more expensive. A Mercedes S-class would likely just need a new bumper cover in the same accident, for example.

[racerb]

Hate hearing about careless people causing so much heart break for others, just glad you two are ok! Cars can be replaced, people can't and at least you only substained minor injuries. I just bought a '10 Yaris same color as your and have already had crazy drivers nearly hit me twice. I was able to get GAP insurance with my loan and am very glad I did.

Good luck to you and hope everything works out in your favor!!

racerb

[DorytheYaris]

Originally Posted by racerb

Hate hearing about careless people causing so much heart break for others, just glad you two are ok! Cars can be replaced, people can't and at least you only substained minor injuries. I just bought a '10 Yaris same color as your and have already had crazy drivers nearly hit me twice. I was able to get GAP insurance with my loan and am very glad I did.

Good luck to you and hope everything works out in your favor!!

racerb

Thanks so much. I need to be sure about that Gap insurance in the future...

[DorytheYaris]

Originally Posted by Kal-El

Sorry to hear about all this, situation sucks especially when you owe more than the car is worth.

If you haven't yet, be sure to have yourself and your son double checked by a doctor, even if your neck and back are seemingly OK. People often feel the effects later down the road after such accidents. I'm sure you and your son are fine though, since this is still not a very serious accident.

Hope everything goes OK.


BTW, the irony of economy hatchbacks is that they cost more to fix when rear ended than sedans, even if much more expensive. A Mercedes S-class would likely just need a new bumper cover in the same accident, for example.

Thanks so much. I am planning on having my son re-checked by his pediatrician soon. My husband works for Honda and I am probably going to end up getting a 1 year lease since they offer that to employees and their spouses. I would like a CRV but that is also a hatch... Blah.

[DebbyM46227]

Originally Posted by BEEF

a big thing around here is to buy "gap" insurnace. not sure if you had it but it covers the difference between the value of the car and what you owe on it if you are upside down.

many times you are required to get it unless you put a large chunk down on a car. there again, around here.

I have the gap insurance on my Yaris; the Toyota finance mgr. tried to talk me into adding it on when I financed w/TFS, but I knew in advance my insurance company also offered it. It costs only $5.00 every 6 months, well worth the money.