Yaris Insurance Rates

[wufai]

Ok.. hold on to your hats ppl....

24 yr old
Toronto, Canada
comprehensive
1 mil libility
1000 deductible
clean driving recoard for 5 years
$2775/yr = $231/month

what so high??? anyone have lower rates in canada to introduce me too?

[DMart]

Originally Posted by wufai

Ok.. hold on to your hats ppl....

24 yr old
Toronto, Canada
comprehensive
1 mil libility
1000 deductible
clean driving recoard for 5 years
$2775/yr = $231/month

what so high??? anyone have lower rates in canada to introduce me too?

wow...i thought i was paying the most for insurance

[Bidoup]

I was with ING for the first year I had my car and was paying 92$/months and I switch to a local company and now pay 78$/month. I'm 22....

[Black Yaris]

Damn the wife and I pay just over $600 every 6 months for both cars
03 Alero
07 LB
$500 deductable... full coverage, can't remember all the $ amounts

but I have a DUI
1 speeding
and an at fault accident on my reccord

I am 25 (26 tomorrow) and my wife is 27

Originally Posted by brickhardmeat

I wish that were true.

I was going to have to pay $135. for the Yaris as opposed to $97. a month for the Golf. Nationwide tried to explain to me that it is because Toyota parts are so much more expensive.

Anyway, on the Golf at that rate I had a $50. deductible for comp and $250. for collision. After, hitting them up for all the discounts I could including a long term customer discount I changed my comp to $250. and collision to $500. and that brought me down to $93. for the new Yaris.

BTW you need a new insurance company, because they just raped you with a watermelon..... VW parts are WAY more expensive than Toyota parts.... you need to get that watermelon out of your ass and get a new insurance company

[sherryberry]

I pay like 440 or so every 6 months.. which means it's about 73 a month. My boyfriend's car (under my name) is a vw rabbit is about 413 every 6 months or about $68 a month. Both of them are full coverage through state farm.

oh and i'm 22.. bf's 25. and state farm for some stupid reason listed me as married and i have been too lazy to correct them.

[rwseattle]

Sherryberry, the rate for married couples is less. FYI: When you call them to correct the marital status your premium will increase.

[aca72]

35, Married
$63/month - 2007 Yaris S - Mine
$64.50/month - 2001 Civic Coupe LX - Wife's
That's with Mercury Insurance.

[07typeS]

I pay about 150 every month. I have what others have said a couple dents on my record lol... one accident a few years ago, not at fault, and a few speeding tickets, not in the yaris though :P

[sherryberry]

Originally Posted by rwseattle

Sherryberry, the rate for married couples is less. FYI: When you call them to correct the marital status your premium will increase.

yeah i know.. prob why i haven't bothered to change it as well

[ExocetCom]

I'm 24 and pay $122/mo with full coverage, $3,000,000 liability, Road Star package and a bunch of other extras.

British Columbia has a public (ie. gov't run socialized) insurance system that keeps base rates extremely low, but everyone gets additional coverage from private insurers. I'm getting a 40% discount for good driving since I was 16 and when I turn 25 next year I'll be eligible for another 10% discount (max is 60% I think) as well as more options for private insurers. There's something about private insurance options being very limited to persons under 25 in B.C.

The rates are really awesome though. I lived in Alberta for a few months in 2005 and had to switch over my insurance on my old '89 Dodge Daytona. I looked into a full year of comparable coverage from Alberta's fully private system and it would have cost me something like $450/mo AND it didn't include glass coverage.

[hoperrs]

I pay $217 per month (Grey Power) for myself, wife, son (Under 25). Was about $300 with Monnex before I switched at age 50.

[alhope34]

Wow, I didn't imagine insurance would be so cheap in the states. I'm paying $116 a month as the third, occasional driver. When I had my '94 Probe GT I was paying $380 a month, and when I was thinking about buying a yaris that was 100% mine, I got quoted no cheaper than $650 a MONTH for a 2006 4 DR hatch.

[WolfWings]

$98.83/month for $100k combined-single-value, $250 Comprehensive/$500 Collission deductable, no accidents, 27 years old single white male.

[OtownYaris]

I'm 26 and I'm paying $78 a month for full coverage. No accidents, good credit.

[MauiDan]

52 years old....54.07 a month ..clean record...500 ded coll and comp..I was going to buy an Accent HB and it was roughly 85.00 to 90.00 more a year to insure than the Yaris.

Glad I bought the Yaris

[sherryberry]

WAHOOO.. my insurance rate just went down to $334.71 for six months. they recalculated something after I complained and now it's $334.71.. full coverage.. 500 deductible and all that other mumbo jumbo. So basically, $55.78ish a month. And I'm not even 25 yet.

[alhope34]

Seriously...how can you people in the USA get so cheap insurance rates? even $100 a month USD would be a cakewalk for me if I was the first driver. I did an online quote and I'd be paying $600 a month if I was first insured, and I did it again where I only changed my age to 26...everything else I kept the exact same, and it still quoted me $390 a month for an 06 4 door hatchback. Even one of the guys I work with is paying $550 a month minimum coverage for a '97 Paseo. Ridiculous...

[sherryberry]

In the U.S. it seems like they love to give discounts for random things.. I had a good student discount for graduating with a B average or better and then I now have the multi-car discount for having more than one car. And the multiline discount cuz I also have homeowner's insurance through them.. and then there's accident free discount for not being in an accident for over 5 yrs, etc. etc. I don't know how they calculate it in Canada.. if there are discounts like this or not but I know without these discounts, our insurance can easily be almost as much.