2007 Yaris hatchback wrecked...odds of it getting totaled? Details inside - Page 2 - Toyota Yaris Forums

Chupacabra · 12-02-2008, 12:34 PM

Quote:

Originally Posted by TheSilkySmooth

You have to pay for guardrail also - may cost MORE than car!
This is no joke - the state will make you pay for property damage ...

That's why he has insurance. He'll never see a bill for that...

Josh_G · 12-10-2008, 08:21 AM

Just to throw an update out there:

So far my "final" repair estimate has changed three times, each time jumping upward, right now the Toyota dealer has the repair at $9556. My insurance company is giving the car a final review to determine it's pre-wreck value so they can decide whether to fix the car or not.

Which considering the insurance co. (Allstate) has already seen the car, what more can they do to determine a pre-wreck value?

But anyway, the $9556 is still under the 75% repair guideline in North Carolina since the blue book value is still over $13k. I already told Allstate that if the Yaris is totaled I expected to receive the value for an excellent car rating.

My gut feeling is that the dealer wants the car totaled so they can sell me a new car. The sales department has called me twice (both times yesterday) just to make sure I was OK, blah, blah, blah right?

What blew my mind is that I told the dealer I wasn't interested in getting a new car since I am in the process of building a house. The only way I would be interested would be if they wiped clean the debt I owed my current Yaris ($5.5K) and would take no more than my insurance settlement on my car.

Oddly enough they said that was very possible.

I should hear a final verdict from Allstate today or tomorrow so I'll probably update at least one more time.

If they do total the car it will be pretty interesting if the dealership holds to their story on selling me another car.

Josh_G · 12-10-2008, 08:24 AM

Quote:

Originally Posted by TheSilkySmooth

You have to pay for guardrail also - may cost MORE than car!
This is no joke - the state will make you pay for property damage ...

The Yaris barely even scraped the yellow reflective sticker off the end of the guardrail, other than that, the guardrail looked exactly like it did before.

But of course the DOT replaced at least a 30 ft. section of it around where we hit.

So let Allstate pay that bill too. My rates should be up racing upward any day now. Did I mention I've only had Allstate for about 3 months?

Revsson · 12-10-2008, 02:07 PM

You should see if they will put the Yaris in one of their Allstate commercials....
and compensate you for that, of course!

Izi.D · 12-10-2008, 10:11 PM

Hey man, good luck on that. But if you see a good deal with the dealership, I say hop on it.

Josh_G · 12-12-2008, 03:49 PM

Well, it's official, the Yaris is totaled. The insurance co. is giving me a good amount for it, but with the new house being built, now is not the time to get another car, despite how much my wife loved this car we both know its best to wait.

Bob_VT · 12-12-2008, 05:51 PM

DId you have the GAP? Was it paid for? Are you going to suffer any loss?

Consider a "substitution of collateral" ask your dealer about that and it is a win-win when a car gets totaled.

Josh_G · 12-15-2008, 07:45 AM

Quote:

Originally Posted by Bob_VT

DId you have the GAP? Was it paid for? Are you going to suffer any loss?

Consider a "substitution of collateral" ask your dealer about that and it is a win-win when a car gets totaled.

I had GAP insurance, but I only owed about $5K so it really didn't come into play, I always make it policy to pay off new cars in 2 years or less.

I have been working with the dealer, never heard of that "substitution of collateral" deal, is that something like where the dealer takes your totaled vehicle as a trade? I'm trying to work something along though lines, just where the dealer forgives my $5k owed since I am getting a new car, but I think of that as a best case request.

In other news, I am cleaning the Yaris out this coming weekend (20th-21st) so most likely on the 22nd I will have a few pictures of the damage if anyone would be interested in seeing it.

Josh_G · 12-15-2008, 01:37 PM

Quote:

Originally Posted by Bob_VT

Consider a "substitution of collateral" ask your dealer about that and it is a win-win when a car gets totaled.

Boy that is a magic phrase, I mention that and get the General Manager of the dealership on the phone in like 5 seconds, he says he wants to do whatever it takes to get us back into a Toyota. So we have an appointment on Saturday to meet with him about it. Awesome. I don't know how it will end up, but so far thanks, Bob_VT!

TheSilkySmooth · 12-16-2008, 12:54 PM

Good luck man, sorry for the rant.

-bro No: Electricity, heat , running water for 5 days now.

12-12-2008, 05:51 PM	#7
Bob_VT View User's Garage Drives: 08 Yaris LB Join Date: Oct 2008 Location: Vermont Posts: 1,704	DId you have the GAP? Was it paid for? Are you going to suffer any loss? Consider a "substitution of collateral" ask your dealer about that and it is a win-win when a car gets totaled. __________________ some people are little slinkies. . . . .they are really good for nothing. . . .but they still bring a smile to your face when you push them down a flight of stairs. Come to the DARKSIDE..... We have candy

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12-10-2008, 08:21 AM	#2
Josh_G Drives: 2007 Yaris Hatchback Join Date: Nov 2008 Location: Western NC Posts: 10	Just to throw an update out there: So far my "final" repair estimate has changed three times, each time jumping upward, right now the Toyota dealer has the repair at $9556. My insurance company is giving the car a final review to determine it's pre-wreck value so they can decide whether to fix the car or not. Which considering the insurance co. (Allstate) has already seen the car, what more can they do to determine a pre-wreck value? But anyway, the $9556 is still under the 75% repair guideline in North Carolina since the blue book value is still over $13k. I already told Allstate that if the Yaris is totaled I expected to receive the value for an excellent car rating. My gut feeling is that the dealer wants the car totaled so they can sell me a new car. The sales department has called me twice (both times yesterday) just to make sure I was OK, blah, blah, blah right? What blew my mind is that I told the dealer I wasn't interested in getting a new car since I am in the process of building a house. The only way I would be interested would be if they wiped clean the debt I owed my current Yaris ($5.5K) and would take no more than my insurance settlement on my car. Oddly enough they said that was very possible. I should hear a final verdict from Allstate today or tomorrow so I'll probably update at least one more time. If they do total the car it will be pretty interesting if the dealership holds to their story on selling me another car.

12-10-2008, 02:07 PM	#4
Revsson View User's Garage Drives: 2009 Meteorite Metallic LB MT Join Date: Oct 2008 Location: Southeast Wisconsin Posts: 810	You should see if they will put the Yaris in one of their Allstate commercials.... and compensate you for that, of course!

12-10-2008, 10:11 PM	#5
Izi.D Drives: '08 Toyota Yaris Join Date: Dec 2008 Location: Kaneohe Bay, HI Posts: 3	Hey man, good luck on that. But if you see a good deal with the dealership, I say hop on it.

12-12-2008, 03:49 PM	#6
Josh_G Drives: 2007 Yaris Hatchback Join Date: Nov 2008 Location: Western NC Posts: 10	Well, it's official, the Yaris is totaled. The insurance co. is giving me a good amount for it, but with the new house being built, now is not the time to get another car, despite how much my wife loved this car we both know its best to wait.

12-16-2008, 12:54 PM	#10
TheSilkySmooth Drives: 08 3DR 5M Bayou Blue; 09 Fos Join Date: Oct 2008 Location: New Hampshire Posts: 622	Good luck man, sorry for the rant. -bro No: Electricity, heat , running water for 5 days now.