How much do u think insurance should cost for.. - Page 2 - Toyota Yaris Forums

ceres · 08-23-2006, 09:17 AM

I'm paying just about $900 a year for insurance. 24 y/o female with clean history. $500 deductable and full coverage. I was lucky and was able to sign up with USAA because my dad had it while he was in the military. They gave me a much better deal than any other quotes I got by at least $100 each and those were only for minimum coverage with a lot of basics like windshield replacement excluded. If you happen to be in the military, married to someone in the military, retired from military, or a child of someone who has/had USAA while in the military, check out USAA.
Of course, don't forget factors like what you use the car for, how much milage you put on the car, and where you live. I live in the suburbs and for the most part my car gets me to and from work. (usually ~10k miles a year)

Jem_hadar · 08-23-2006, 09:30 AM

Im in Canada, so ours rates arent exactly comparable for any number of reasons... veh insurance in the US and Canada are SO DIFFERENT.

But I pay 243$/month

I'm 25, no tickets or anything. Had my full G licence since Mar 2003, my G2 in Mar 00, and my first one, G1 back in Nov 98.

When I turned 25, my insurance dropped by OVER HALF (in Canada, ALWASY have huge drop offs once u hit 25). its why I just bought a car now. I simply didn't wanna pay more for insurance each month than I was paying for my car.

Other things that reduce your insurance (up here anyways)

1. Dont live in a large city... MUCH MUCH MUCH rates than if you live in a smaller city or town (more traffic, larger highways/freeways, therefore higher chance of accidents and claims gonna be made, therefore pay much more for insurance)
2. If you are insurance more than one vehicle or have like other forms of insurance thru the same company
3. Get married
4. The safer the vehicle, the cheaper your insurance will be

Those are ones I can quickly recall

Jem

James · 08-24-2006, 05:02 PM

20 years old.
clean record.
I also have the good student discount plus renter's insurance.

I'm with state farm
I was quoted at:
$162 a month with $500 deductible
or
$142 a month with $1000 deductible.

btw,
I don't have the car yet,
so I may shop around and look at different companies.

as of right now,
I drive a 95 Honda Civic Coupe
and I pay $88 liability.

OxyG3nE · 08-24-2006, 07:45 PM

21 years old 2000 $ CA and i never had any reclamation.. 500 $ deductible

casterqc · 08-27-2006, 03:14 PM

Quote:

Originally Posted by OxyG3nE

21 years old 2000 $ CA and i never had any reclamation.. 500 $ deductible

I'm also from Montreal...24 years old and paying 1200$...2000$ is a lot for a yaris!

FoEKuZ · 08-28-2006, 03:05 PM

22yr old

$1150 a yr...

many tickets....speedingX4, driving on the wrong side of the roadX2, impeding traffic,running stop signs.

but those tickets were given to me when i was 16 and 17 yrs old..been clean ever since though...

casterqc · 08-28-2006, 05:54 PM

Quote:

Originally Posted by FoEKuZ

driving on the wrong side of the road, impeding traffic,running stop signs.

...and you still have your driver's licence!?

riceboy · 08-24-2006, 07:59 PM

2g's is not bad.. I know a lot of ppl who work in Ontario... live in Quebec who have Quebec licensed cars.. it's a huge break from our rates which are absolutely ridiculous!!! For a 21 y/o you're probably looking at 4g's and up.....

OxyG3nE · 08-24-2006, 09:13 PM

outch

strider86x · 08-25-2006, 12:36 AM

i live out in san antonio, got a sedan, non-sport with most of the packages, i'm 26,1st time car buyer and 1st 2 weeks with a license. i pay about 570 with state farms, 500 deduct. also included is the medical coverage of 2.5k to anyone and everyone inside the vehicle during a accident. hope it helps. btw anyone else notice that little gecko is such a liar? i got qouted 130 a month with geico.

pxpaulx · 08-25-2006, 07:53 AM

Quote:

Originally Posted by strider86x

i live out in san antonio, got a sedan, non-sport with most of the packages, i'm 26,1st time car buyer and 1st 2 weeks with a license. i pay about 570 with state farms, 500 deduct. also included is the medical coverage of 2.5k to anyone and everyone inside the vehicle during a accident. hope it helps. btw anyone else notice that little gecko is such a liar? i got qouted 130 a month with geico.

geico, progressive, all the big advertising ones are terrible - unless you have a very poor driving record, then they'll probably beat smaller agency rates.

the funniest thing happened when i used the AIG website to get a quote a few weeks ago. one of the last pages it asked what i paid currently for auto insurance. it beat that rate by a dollar (per 6 months!) - i guess they assume if you're looking its because you've had a bad experience with your agent and want to switch, not because you might actually want a better rate!

08-28-2006, 03:05 PM	#6
FoEKuZ View User's Garage Drives: 2007 Yaris Liftback Join Date: Aug 2006 Location: San Clemente, CA Posts: 291	22yr old $1150 a yr... many tickets....speedingX4, driving on the wrong side of the roadX2, impeding traffic,running stop signs. but those tickets were given to me when i was 16 and 17 yrs old..been clean ever since though... Last edited by FoEKuZ; 01-10-2007 at 05:13 PM.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
High cost of windshield on a hatchback	bopshop	General Yaris / Vitz Discussion	10	11-06-2022 01:29 PM
Hybrid cost ?	boxerboy	Off-topic / Other Cars / Everything else Discussions	8	07-21-2006 06:15 PM
Cost of first servicing	Island Boy	DIY / Maintenance / Service	14	05-20-2006 07:21 PM
2007 Registration and Insurance	Vitz-to	General Yaris / Vitz Discussion	21	03-28-2006 09:57 PM
Insurance for Yaris?	VitzBoy	General Yaris / Vitz Discussion	14	02-05-2006 12:00 PM

08-23-2006, 09:17 AM	#1
ceres Club Baby Seals Drives: Yaris Sedan Join Date: Jun 2006 Location: NY Posts: 206	I'm paying just about $900 a year for insurance. 24 y/o female with clean history. $500 deductable and full coverage. I was lucky and was able to sign up with USAA because my dad had it while he was in the military. They gave me a much better deal than any other quotes I got by at least $100 each and those were only for minimum coverage with a lot of basics like windshield replacement excluded. If you happen to be in the military, married to someone in the military, retired from military, or a child of someone who has/had USAA while in the military, check out USAA. Of course, don't forget factors like what you use the car for, how much milage you put on the car, and where you live. I live in the suburbs and for the most part my car gets me to and from work. (usually ~10k miles a year)

08-23-2006, 09:30 AM	#2
Jem_hadar MORDSITH View User's Garage Drives: 2007 Yaris Hatchback Join Date: Apr 2006 Location: Collingwood, ON Posts: 632	Im in Canada, so ours rates arent exactly comparable for any number of reasons... veh insurance in the US and Canada are SO DIFFERENT. But I pay 243$/month I'm 25, no tickets or anything. Had my full G licence since Mar 2003, my G2 in Mar 00, and my first one, G1 back in Nov 98. When I turned 25, my insurance dropped by OVER HALF (in Canada, ALWASY have huge drop offs once u hit 25). its why I just bought a car now. I simply didn't wanna pay more for insurance each month than I was paying for my car. Other things that reduce your insurance (up here anyways) 1. Dont live in a large city... MUCH MUCH MUCH rates than if you live in a smaller city or town (more traffic, larger highways/freeways, therefore higher chance of accidents and claims gonna be made, therefore pay much more for insurance) 2. If you are insurance more than one vehicle or have like other forms of insurance thru the same company 3. Get married 4. The safer the vehicle, the cheaper your insurance will be Those are ones I can quickly recall Jem

08-24-2006, 05:02 PM	#3
James Drives: 95 civic ex coupe Join Date: Jul 2006 Location: Missouri. Posts: 4	20 years old. clean record. I also have the good student discount plus renter's insurance. I'm with state farm I was quoted at: $162 a month with $500 deductible or $142 a month with $1000 deductible. btw, I don't have the car yet, so I may shop around and look at different companies. as of right now, I drive a 95 Honda Civic Coupe and I pay $88 liability.

08-24-2006, 07:45 PM	#4
OxyG3nE Drives: Toyota Yaris 2007 Join Date: Jul 2006 Location: Montreal , Quebec , Canada Posts: 373	21 years old 2000 $ CA and i never had any reclamation.. 500 $ deductible

08-24-2006, 07:59 PM	#8
riceboy Drives: icebox Join Date: Apr 2006 Location: CAN Posts: 1,003	2g's is not bad.. I know a lot of ppl who work in Ontario... live in Quebec who have Quebec licensed cars.. it's a huge break from our rates which are absolutely ridiculous!!! For a 21 y/o you're probably looking at 4g's and up.....

08-24-2006, 09:13 PM	#9
OxyG3nE Drives: Toyota Yaris 2007 Join Date: Jul 2006 Location: Montreal , Quebec , Canada Posts: 373	outch

08-25-2006, 12:36 AM	#10
strider86x Drives: Yaris Sedan Join Date: Aug 2006 Location: San Antonio Posts: 15	i live out in san antonio, got a sedan, non-sport with most of the packages, i'm 26,1st time car buyer and 1st 2 weeks with a license. i pay about 570 with state farms, 500 deduct. also included is the medical coverage of 2.5k to anyone and everyone inside the vehicle during a accident. hope it helps. btw anyone else notice that little gecko is such a liar? i got qouted 130 a month with geico.