Yaris Accident: How Much To Fix? - Page 3 - Toyota Yaris Forums

edmscan · 08-20-2012, 08:01 PM

Quote:

Originally Posted by nookandcrannycar

I happened to read this post after your following one, but I'm glad I did as that made it even funnier on it's own (for those of us who read a certain recent thread Bronsin started

).

I just hope that Bronsin has learned a lesson here. The safety features in the Yaris are there for a very good reason. I have had several accidents myself and have walked away from every one of them. I have hit a deer (try that one in a Tercel) and a transit bus (same Tercel) and several cars (yes the drivers here are that bad), and have never been hurt.

Why .. cause manufacturers like Toyota put things in their vehicles that make walking away a possibility.

I am just happy that no one got hurt in this case, cause cars can be repaired and humans, not so easily.

Hershey · 08-20-2012, 11:58 AM

The trooper that came to our accident was very courteous and said that she was at fault . There are a few in the field who care . If it shows her responsible on paper , not known . Think you have to pay for that info .

Red Horse · 08-20-2012, 03:42 PM

This just happen recenly and my insurance paid for it.

I had to pay $500 dedutible and $117 betterment.

This wasnt my fault, but no witness and police did'nt come so insurance can't do anything about it.

Lesson learn, now im buying a dash camera.

nookandcrannycar · 08-20-2012, 08:50 PM

Quote:

Originally Posted by Red Horse

This just happen recenly and my insurance paid for it.

I had to pay $500 dedutible and $117 betterment.

This wasnt my fault, but no witness and police did'nt come so insurance can't do anything about it.

Lesson learn, now im buying a dash camera.

I imagine that if (or should I say when) budgets get more strapped over time and services re LEOs are cut, the need for a dash cam will become even more critical.

bronsin · 08-20-2012, 10:26 PM

Quote:

Originally Posted by Red Horse

This just happen recenly and my insurance paid for it.

I had to pay $500 dedutible and $117 betterment.

This wasnt my fault, but no witness and police did'nt come so insurance can't do anything about it.

Lesson learn, now im buying a dash camera.

THAT was ~$6500???!!!

Im doomed....

bronsin · 08-20-2012, 09:09 PM

Yes I have championed dash cams for all cars for quite some time.

Then you dont need cops. Everything is sorted right away and everyone would drive safer KNOWING whatever they do is recorded...

nookandcrannycar · 08-20-2012, 10:11 PM

Quote:

Originally Posted by bronsin

Yes I have championed dash cams for all cars for quite some time.

Then you dont need cops. Everything is sorted right away and everyone would drive safer KNOWING whatever they do is recorded...

My first thought = Good point. In our increasingly Orwellian world it seems the only place we have an expectation of privacy is in our own homes...and only if we own the property, so why not.

My second thought = ....championed dash cams for all cars for quite some time....then.....why don't you have a recording of your accident?

bronsin · 08-20-2012, 10:21 PM

Quote:

Originally Posted by nookandcrannycar

My first thought = Good point. In our increasingly Orwellian world it seems the only place we have an expectation of privacy is in our own homes...and only if we own the property, so why not.

My second thought = ....championed dash cams for all cars for quite some time....then.....why don't you have a recording of your accident?

Yes dash cams are Orwellian. But people drive like lunetics and with the knowledge what they do is being recorded and they will be held accountable accidents, suffering, and tradgedy should decline.

Also there would be less litigation, lying, cheating, and fraud saving everyone $$$$$$.

Cant find investors for my camera + the lawyers dont like me.

nookandcrannycar · 08-20-2012, 10:29 PM

Quote:

Originally Posted by bronsin

Yes dash cams are Orwellian. But people drive like lunetics and with the knowledge what they do is being recorded and they will be held accountable accidents, suffering, and tradgedy should decline.

Also there would be less litigation, lying, cheating, and fraud saving everyone $$$$$$.

Cant find investors for my camera + the lawyers dont like me.

.......but you personally could have one in just your car as some other YW members do

.

bronsin · 08-21-2012, 10:43 AM

I have a question.

I owe $2000 on the car. If the insurance company totals it, do they cover what I owe?

In other words, I have a $2000 deductible. I owe $2000 on the loan. Its worth $11,000.

So if its totaled, do I get $7000.

That would suck! I would have to just drive it probably.

CTScott · 08-21-2012, 10:45 AM

Quote:

Originally Posted by bronsin

I have a question.

I owe $2000 on the car. If the insurance company totals it, do they cover what I owe?

In other words, I have a $2000 deductible. I owe $2000 on the loan. Its worth $11,000.

So if its totaled, do I get $7000.

That would suck! I would have to just drive it probably.

Unless you have gap insurance (which covers the difference between what you paid for the car and what it is currently worth), you will only get current value minus deductible.

bronsin · 08-21-2012, 11:32 AM

Quote:

Originally Posted by CTScott

Unless you have gap insurance (which covers the difference between what you paid for the car and what it is currently worth), you will only get current value minus deductible.

Current valve - deductible = $11,000 - $2000 =$9000.

New Yaris = ~$16,500 bottom line. (and I have 0% interest for another 20 months on the current one. No way Im getting that on a loan tomorrow)

So it would cost me $7500 to get a new one.

I guess I could go used $11,000-$9000 = $2000 OUT OF POCKET.

Makes sense to drive the old one as is!

edmscan · 08-21-2012, 03:32 PM

The damage on your car is very minor in nature .. so depends if you want to fix it or pocket the money the insurance company will give you as some people do.

bronsin · 08-21-2012, 04:49 PM

estimate $3400 + fix the suspension

Hershey · 08-22-2012, 12:13 AM

Does your suspension creak since the collision ? Ours does when stopping and sometimes when cornering . Hope all goes well for you .

bronsin · 08-22-2012, 06:19 AM

Not so far. Appears to drive normally. Happy with the estimate given the possible extent of the dammage.

bronsin · 09-01-2012, 05:49 PM

After two weeks of driving a rent a reck (Cavalier w 148k) my Yaris is back from the shop! It feels like Im driving the most awesome car in the world compared to that.

Jebus they detailed it! Its beautiful!

The drivers door inside surface had marks and scratches all over it. They are GONE!

The RF hubcap was trashed but they put 4 new ones on. I think. Unless they rubbed the scratches off the other 3? Is that possible? Do caps come only 4 to a set?

This is the car I drove NJ to AK and back last summer 10,400 miles 17 days.

nookandcrannycar · 09-01-2012, 09:53 PM

Congrats! It looks as though they really did do an awesome job

.

08-20-2012, 09:09 PM	#6
bronsin Drives: 2009 Base Hatch 2 Dr Auto Join Date: Dec 2008 Location: nj Posts: 4,784	Yes I have championed dash cams for all cars for quite some time. Then you dont need cops. Everything is sorted right away and everyone would drive safer KNOWING whatever they do is recorded... __________________ Synthetic Oil: Its All In Your Head

08-21-2012, 10:43 AM	#10
bronsin Drives: 2009 Base Hatch 2 Dr Auto Join Date: Dec 2008 Location: nj Posts: 4,784	I have a question. I owe $2000 on the car. If the insurance company totals it, do they cover what I owe? In other words, I have a $2000 deductible. I owe $2000 on the loan. Its worth $11,000. So if its totaled, do I get $7000. That would suck! I would have to just drive it probably. __________________ Synthetic Oil: Its All In Your Head

08-21-2012, 04:49 PM	#14
bronsin Drives: 2009 Base Hatch 2 Dr Auto Join Date: Dec 2008 Location: nj Posts: 4,784	estimate $3400 + fix the suspension __________________ Synthetic Oil: Its All In Your Head

08-22-2012, 06:19 AM	#16
bronsin Drives: 2009 Base Hatch 2 Dr Auto Join Date: Dec 2008 Location: nj Posts: 4,784	Not so far. Appears to drive normally. Happy with the estimate given the possible extent of the dammage. __________________ Synthetic Oil: Its All In Your Head

09-01-2012, 09:53 PM	#18
nookandcrannycar Drives: 2('14+'07)MT 3d ,wHandCrWndws! Join Date: May 2009 Location: S.MontgomeryCnty,TX(HoustonMSA) '07=BayouBlue=300,125miles=OrigOwnr '14=ClassicSilvr=29,059miles Posts: 4,839	Congrats! It looks as though they really did do an awesome job.

08-20-2012, 11:58 AM	#2
Hershey Drives: 08 Yaris sedan auto / Fit auto Join Date: Oct 2009 Location: northeast Posts: 2,897	The trooper that came to our accident was very courteous and said that she was at fault . There are a few in the field who care . If it shows her responsible on paper , not known . Think you have to pay for that info .

08-21-2012, 03:32 PM	#13
edmscan Drives: 2020 Corolla Join Date: Apr 2012 Location: Canada Posts: 549	The damage on your car is very minor in nature .. so depends if you want to fix it or pocket the money the insurance company will give you as some people do.

08-22-2012, 12:13 AM	#15
Hershey Drives: 08 Yaris sedan auto / Fit auto Join Date: Oct 2009 Location: northeast Posts: 2,897	Does your suspension creak since the collision ? Ours does when stopping and sometimes when cornering . Hope all goes well for you .

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