Minor collision with my Yaris - Page 2 - Toyota Yaris Forums

Hershey · 12-06-2012, 11:55 AM

Quote:

Originally Posted by nookandcrannycar

Would a fairly plush bath towel that has been laundered a few times be okay? Or should I go to a store and buy something else? If so, is there any special type of towel that would work best?

No paint or clearcoat will come off . Use this paint / tar removal for years with no problem .

justjesus · 12-04-2012, 03:25 AM

in california, that's fairly typical rates for a bumper replacement (through insurance)

as far as "who's at fault?" goes, that's a question of liability.

The main thing you got going for you is that you were in the "main thoroughfare" part of the parking lot. He was coming from the side. This gives you the right-of-way.
One detail I didn't see, and it's maybe because Im tired and it's late, is the point of impact to the other car. Which part of his car did you hit? Any claims adjuster/examiner worth a damn will want to know this.

If the damage was closer to the front of his/her car, it is more favorable to you. If it's more toward the back, it is more favorable to the other driver. Why?
Because if he pulled out enough to where you hit him/her toward the rear, then s/he was establishing "control" of the intersection.

It's not as easy as this, however, but that's almost what it boils down to.

edmscan · 12-04-2012, 03:31 AM

Quote:

Originally Posted by justjesus

in california, that's fairly typical rates for a bumper replacement (through insurance)

as far as "who's at fault?" goes, that's a question of liability.

The main thing you got going for you is that you were in the "main thoroughfare" part of the parking lot. He was coming from the side. This gives you the right-of-way.
One detail I didn't see, and it's maybe because Im tired and it's late, is the point of impact to the other car. Which part of his car did you hit? Any claims adjuster/examiner worth a damn will want to know this.

If the damage was closer to the front of his/her car, it is more favorable to you. If it's more toward the back, it is more favorable to the other driver. Why?
Because if he pulled out enough to where you hit him/her toward the rear, then s/he was establishing "control" of the intersection.

It's not as easy as this, however, but that's almost what it boils down to.

I hit the other vehicle just behind the drivers door, on the side of the minivan. As far as I see it, he proceeded from behind the building when it was unsafe to do so and was the cause of the accident. I see it as simple as that.

nookandcrannycar · 12-04-2012, 10:05 AM

Quote:

Originally Posted by justjesus

in california, that's fairly typical rates for a bumper replacement (through insurance)

as far as "who's at fault?" goes, that's a question of liability.

The main thing you got going for you is that you were in the "main thoroughfare" part of the parking lot. He was coming from the side. This gives you the right-of-way.
One detail I didn't see, and it's maybe because Im tired and it's late, is the point of impact to the other car. Which part of his car did you hit? Any claims adjuster/examiner worth a damn will want to know this.

If the damage was closer to the front of his/her car, it is more favorable to you. If it's more toward the back, it is more favorable to the other driver. Why?
Because if he pulled out enough to where you hit him/her toward the rear, then s/he was establishing "control" of the intersection.

It's not as easy as this, however, but that's almost what it boils down to.

^^^^^ This. The laws of the road don't officially apply (at least from what I understand) on private property in California, but insurance companies usually loosely follow those rules as a courtesy. I started a post (to edmscan) last night (wasn't able to finish it) and the conclusion i was going to write is exactly what justjesus wrote...that you were on the 'main thoroughfare' of the parking lot and the other driver would need to yield. I would think that the other driver's requirement to yield would be even more pronounced given that he/she was blindly (to you edmscan) coming out from behind the building. I once patronized a 'coffee hut' (originally a photo drop off hut) drive through in a very low traffic one entrance/exit parking lot. I stopped momentarily in the 'main part' of the parking lot to orient my purchases, etc. for a long drive (there were no open spaces in the lot and no other 'car customers' were behind me. A row of cars (the edge of the lot) were just to my right. A sixteen year old girl (had had her license for 1 week) was sitting alone in her parents huge SUV. The rear end of the SUV was only a couple of feet from my passenger door. I didn't know there was anyone in the SUV. She started the SUV and immediately put it in reverse, before I could even honk. Her dad lied to the insurance company (he didn't want even higher rates for a 16 year old). To his insurance company's credit, they smelled a rat, interviewed the 16 year old, determined the dad was lying, and sent me/my insurance company a check. My Aunt knows the family socially, but the family still doesn't know that she is the aunt of the injured party (this was pre Yaris)...so we know all that happened from just about every angle.

justjesus · 12-04-2012, 03:27 AM

By the way, that was good that you did that pic. Be sure to supply it to the claims adjuster for your company.

edmscan · 12-04-2012, 03:33 AM

Quote:

Originally Posted by justjesus

By the way, that was good that you did that pic. Be sure to supply it to the claims adjuster for your company.

It was actually from Google Earth .. but it does show the location of the accident. I will be talking to the insurance adjustor later today .. and I will be sure that they get that picture as I think that it makes it clear where each vehicle was.

nookandcrannycar · 12-04-2012, 10:07 AM

Quote:

Originally Posted by edmscan

It was actually from Google Earth .. but it does show the location of the accident. I will be talking to the insurance adjustor later today .. and I will be sure that they get that picture as I think that it makes it clear where each vehicle was.

Hershey · 12-05-2012, 12:17 PM

I suppose . Don't apply much pressure .

edmscan · 12-05-2012, 01:26 PM

Well ... today I talked to my insurance company, and they wanted me to send them a diagram of how the accident happened. I did so .. and I never knew I was such an artist.

The adjustor also said .. "accidents that happen in parking lots are NOT 50/50 liability".

So this further justifies my position ... that I am not at fault in this accident.
So I told them . . that I am going to wait until liability is determined, as I don't want to pay my deductable (500$) for an accident that wasn't my fault.

So .. if they want me to pay the deductable (and claim that I was partially at fault) then I will go from there. But I fully expect that I will be found not at fault in the accident.

nookandcrannycar · 12-05-2012, 03:07 PM

Quote:

Originally Posted by edmscan

Well ... today I talked to my insurance company, and they wanted me to send them a diagram of how the accident happened. I did so .. and I never knew I was such an artist.

The adjustor also said .. "accidents that happen in parking lots are NOT 50/50 liability".

So this further justifies my position ... that I am not at fault in this accident.
So I told them . . that I am going to wait until liability is determined, as I don't want to pay my deductable (500$) for an accident that wasn't my fault.

So .. if they want me to pay the deductable (and claim that I was partially at fault) then I will go from there. But I fully expect that I will be found not at fault in the accident.

nookandcrannycar · 12-05-2012, 03:05 PM

Quote:

Originally Posted by Hershey

I suppose . Don't apply much pressure .

You are scaring me

. I don't want Bayou Blue to come off on the towel. I think I will go to an auto parts store and use your very informative sentence, telling the rep that I need 'a rag that won't scratch the clearcoat'.

screenprintr · 12-05-2012, 08:56 PM

My 2000 Camry bumper cover replaced, installed and painted was $360.

3 or 4 months later, my Camry died, and here I am on this forum with my newer Yaris 2010.

edmscan · 12-05-2012, 09:02 PM

Quote:

Originally Posted by screenprintr

My 2000 Camry bumper cover replaced, installed and painted was $360.

I am finding that auto body here in Canada is a racket. Like just the bumper cover part for my Yaris was about $320, not including installation and painting. I would expect about 40% more in Canada (as most things are about 40% more in Canada than the US).

Oh well .. I am waiting to see who is liable now, to see who will be paying for what.

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12-04-2012, 03:25 AM	#2
justjesus View User's Garage Drives: 2008 Liftback Join Date: Oct 2008 Location: Orange County Posts: 962	in california, that's fairly typical rates for a bumper replacement (through insurance) as far as "who's at fault?" goes, that's a question of liability. The main thing you got going for you is that you were in the "main thoroughfare" part of the parking lot. He was coming from the side. This gives you the right-of-way. One detail I didn't see, and it's maybe because Im tired and it's late, is the point of impact to the other car. Which part of his car did you hit? Any claims adjuster/examiner worth a damn will want to know this. If the damage was closer to the front of his/her car, it is more favorable to you. If it's more toward the back, it is more favorable to the other driver. Why? Because if he pulled out enough to where you hit him/her toward the rear, then s/he was establishing "control" of the intersection. It's not as easy as this, however, but that's almost what it boils down to.

12-04-2012, 03:27 AM	#5
justjesus View User's Garage Drives: 2008 Liftback Join Date: Oct 2008 Location: Orange County Posts: 962	By the way, that was good that you did that pic. Be sure to supply it to the claims adjuster for your company.

12-05-2012, 12:17 PM	#8
Hershey Drives: 08 Yaris sedan auto / Fit auto Join Date: Oct 2009 Location: northeast Posts: 2,897	I suppose . Don't apply much pressure .

12-05-2012, 01:26 PM	#9
edmscan Drives: 2020 Corolla Join Date: Apr 2012 Location: Canada Posts: 549	Well ... today I talked to my insurance company, and they wanted me to send them a diagram of how the accident happened. I did so .. and I never knew I was such an artist. The adjustor also said .. "accidents that happen in parking lots are NOT 50/50 liability". So this further justifies my position ... that I am not at fault in this accident. So I told them . . that I am going to wait until liability is determined, as I don't want to pay my deductable (500$) for an accident that wasn't my fault. So .. if they want me to pay the deductable (and claim that I was partially at fault) then I will go from there. But I fully expect that I will be found not at fault in the accident.

12-05-2012, 08:56 PM	#12
screenprintr Drives: 2010 Toyota Yaris Join Date: Nov 2012 Location: New Jersey Posts: 213	My 2000 Camry bumper cover replaced, installed and painted was $360. 3 or 4 months later, my Camry died, and here I am on this forum with my newer Yaris 2010.