how much insurance canada/usa - Page 2 - Toyota Yaris Forums

marcus · 04-13-2007, 03:38 PM

if i live up north or way east itll be around $100.00 per month...*sigh*

weaver615 · 04-08-2010, 05:42 PM

I pay $584 per year full coverage with $500 deductible. $48.67 per month. New York Central Mutual. My credit is crap too.

BailOut · 04-08-2010, 06:44 PM

Quote:

Originally Posted by weaver615

I pay $584 per year full coverage with $500 deductible. $48.67 per month. New York Central Mutual. My credit is crap too.

Do you realize that you just bumped a 3 year old thread?

1stToyota · 04-08-2010, 06:48 PM

$63.48 per month, Allstate platinum policy, $800.00 deductible now...deductible drops $100.00 each year as a safe driving reward, plus I get some kind of cash back bonus, seems like twice a year.

talnlnky · 04-08-2010, 06:50 PM

Quote:

Originally Posted by BailOut

Do you realize that you just bumped a 3 year old thread?

course he does... and he was not a minute to late either... this thread has been resting on its laurels for too long now. Time for it to get up and going!

$72/month I think... wanna say $500 deductable, maybe $250 tho. I don't know why, but it seems to go down about $4 every 6 months... i'm over 25 (27), so I don't think it's an age thing... but maybe.

nemelek · 04-08-2010, 07:34 PM

100,000 300,000 50,000
For 2008 Honda CR-V
2008 Yaris
2004 Dodge Diesel Ram

$1,300/year or $108/month for all 3
We have great credit and no recent (5 years) accidents or tickets.
We use ANPAC.

It pays to shop around. Depending on a persons circumstaces a new company might have cheaper rates.

BailOut · 04-08-2010, 08:49 PM

Alright, I'll play along since we're with a new carrier now (we jumped ship from AIG when we learned in 2008 just how irresponsible they were with money as they became the source of a new term: too big to fail). I came to understand that we were under-insured before, so much so that we could lose our house in a single judgment. As such, even though we've dropped one vehicle to just liability we're paying more than we did with our last carrier.

I've thought about dropping coverage on my Yaris to liability only as I paid it off a while ago, but my commute over a mountain each workday on a 2 lane highway that can see over a dozen accidents in a single day during a snow storm leaves me vulnerable to getting hit by an out of control vehicle despite my driving surely and responsibly. The cost difference between minimums and the $500 deductible full coverage is only $25/month ($300/year) so I stick with it.

So our actual payment for 2 vehicles is $1,170/year, or $97.50/month, with USAA.

kustom play · 04-09-2010, 02:23 AM

i pay 600 a year full coverage 250 deductible

yaris2010RS · 04-09-2010, 02:35 AM

wow, i'm 18 with one speeding ticket (75 in a 60) and they wanted 9G a YEAR! thats $750 a month......

so i'm a 3rd driver, put the car under my grandfathers and grandmothers name and i pay all 3 parts (its only right, its my car, lol) and its still 1,900 per year (158ish per month)

MUSKOKA800 · 04-09-2010, 08:38 AM

Clean record, 54 years young, CA$113.00 per month for full coverage.

Marcus, you'll be a very frustrated Man if you choose to compare US and Canadian insurance rates.
Also, in Ontario your postal code plays a big part in your cost. Bend over GTA/Golden Horseshoe drivers.

DevilGirl · 04-09-2010, 08:56 AM

Quote:

Originally Posted by MUSKOKA800

Also, in Ontario your postal code plays a big part in your cost. Bend over GTA/Golden Horseshoe drivers.

Not just in Ontario.

Same city (Bethlehem, PA), different zip code (postal code), 18018 vs. 18017 made a difference of like $200 over 6 months (I was with Progressive at the time).

Personally, I use AAA for my insurance. Just paid my 6-month premium ($471; $78.5/mo) for full coverage/$500 deductible on my 09 Yarii. I'm 28 (29 in a couple months). Prior accidents/speeding tickets that are over 5 years old, so technically they can no longer be counted (3 years is the usual, but some go as far back as 5 years, beyond that, they can't count them, per the laws). My estimated annual mileage is about 30,000. If I drove less, I would be paying less too.

yaris0985 · 04-09-2010, 09:51 AM

140$/month= 2 yaris-500$ deductible

girlfriend-06 HB 4d
she 21-1e car ever
------------------
me 23-2009 sedan-lease
-----------------------
Quebec*Montreal

IllusionX · 04-09-2010, 12:06 PM

i pay 86$/month. Montreal Area.

13 demerit points, 1M civil responsability, 250$ deductible, 3 accidents in my file since 2004. 2 were unclaimed and my yaris is a lease.

i think my insurance is dirt cheap considering my file... lol

jimek · 04-09-2010, 09:24 PM

$220 a month full coverage
nj sucks

vhicke · 04-09-2010, 09:44 PM

Newmarket ontario and full coverage $250 for 2002 highlander and 2008 yaris..

Moses · 04-09-2010, 10:54 PM

$155 , CLASS A LICENCE , 3 TICKETS, FULL COVERAGE , LOS ANGELES , CA

MOSES

Manley81bass · 04-10-2010, 08:17 PM

$84/month, $250 deductible. USAA.

ddongbap · 04-10-2010, 08:26 PM

Man, after looking back and remembering all the bone head things I've done at 18, I'd have to insure them. lol

04-08-2010, 06:48 PM	#22
1stToyota Drives: 2013 Chevy Spark 1LT 5-speed Join Date: Oct 2008 Location: Oklahoma Posts: 1,185	$63.48 per month, Allstate platinum policy, $800.00 deductible now...deductible drops $100.00 each year as a safe driving reward, plus I get some kind of cash back bonus, seems like twice a year. __________________ 1997 Lincoln Town Car - *SOLD* 2008 Scion xD (w/ automatic) - SOLD 2008 Yaris HB - SOLD

04-08-2010, 07:34 PM	#24
nemelek DWEED Drives: 3DR 2008 Metorite Metalic Join Date: Oct 2008 Location: Arizona Posts: 1,161	100,000 300,000 50,000 For 2008 Honda CR-V 2008 Yaris 2004 Dodge Diesel Ram $1,300/year or $108/month for all 3 We have great credit and no recent (5 years) accidents or tickets. We use ANPAC. It pays to shop around. Depending on a persons circumstaces a new company might have cheaper rates. __________________ Making a decision without following it with an action is still a fantasy.

04-08-2010, 08:49 PM	#25
BailOut Steals terrorist's lunch View User's Garage Drives: 2007 Yaris Liftback Join Date: Mar 2007 Location: Reno, Nevada, USA Posts: 1,299	Alright, I'll play along since we're with a new carrier now (we jumped ship from AIG when we learned in 2008 just how irresponsible they were with money as they became the source of a new term: too big to fail). I came to understand that we were under-insured before, so much so that we could lose our house in a single judgment. As such, even though we've dropped one vehicle to just liability we're paying more than we did with our last carrier. I've thought about dropping coverage on my Yaris to liability only as I paid it off a while ago, but my commute over a mountain each workday on a 2 lane highway that can see over a dozen accidents in a single day during a snow storm leaves me vulnerable to getting hit by an out of control vehicle despite my driving surely and responsibly. The cost difference between minimums and the $500 deductible full coverage is only $25/month ($300/year) so I stick with it. So our actual payment for 2 vehicles is $1,170/year, or $97.50/month, with USAA. __________________ - Brian Share the Road I often carry 2 carpool passengers and mountain bikes or snowboards/skis over a 4,500 foot elevation difference. Click the graphic above to see my detailed mileage logs. Last edited by BailOut; 04-08-2010 at 10:00 PM.

04-09-2010, 02:23 AM	#26
kustom play pink wheels are cool View User's Garage Drives: 07 liftback Join Date: Oct 2008 Location: Phoenix Posts: 1,407	i pay 600 a year full coverage 250 deductible __________________ http://www.4055design.com

04-09-2010, 02:35 AM	#27
yaris2010RS View User's Garage Drives: no-longer-boosted '10 Yaris Join Date: Nov 2009 Location: Angus, Ontario Posts: 1,891	wow, i'm 18 with one speeding ticket (75 in a 60) and they wanted 9G a YEAR! thats $750 a month...... so i'm a 3rd driver, put the car under my grandfathers and grandmothers name and i pay all 3 parts (its only right, its my car, lol) and its still 1,900 per year (158ish per month) __________________ If it has boobs or wheels sooner or later your gonna have problems with it

04-13-2007, 03:38 PM	#19
marcus toyota View User's Garage Drives: 2007 Yaris RS Blazed Join Date: Oct 2006 Location: toronto, canada Posts: 3,637	if i live up north or way east itll be around $100.00 per month...sigh

04-08-2010, 05:42 PM	#20
weaver615 Drives: '07 Yaris 3DRH Join Date: Mar 2010 Location: New York Posts: 46	I pay $584 per year full coverage with $500 deductible. $48.67 per month. New York Central Mutual. My credit is crap too.

04-09-2010, 08:38 AM	#28
MUSKOKA800 Drives: Scion FRS RS2, ‘21 Crosstrek Join Date: Oct 2008 Location: Chatham, Ontario, Canada Posts: 1,729	Clean record, 54 years young, CA$113.00 per month for full coverage. Marcus, you'll be a very frustrated Man if you choose to compare US and Canadian insurance rates. Also, in Ontario your postal code plays a big part in your cost. Bend over GTA/Golden Horseshoe drivers. __________________ TRD Upgrades: 18" Wheels wrapped in 215/35/18 PZero's, Sportivo Shocks/Struts, Lowering Springs, Swaybar, Axle-Back Exhaust, Oil Cap, Rad Cap, Signage. Aftermarket Goodies: Piggies SS, K&N Drop-In, Blitz S/C, DC Header, NST Pulley) Toyota Options/Accessories: Sport Pedal Covers, Sport Shift Knob, Ipod Interface, Summer Mats, Winter Mats, Cruise Control, Auto-Dim Mirror, Echo steelies with winter boots.

04-09-2010, 09:51 AM	#30
yaris0985 Drives: yaris sedan 09 Join Date: Jan 2010 Location: Quebec/Montreal Posts: 46	140$/month= 2 yaris-500$ deductible girlfriend-06 HB 4d she 21-1e car ever ------------------ me 23-2009 sedan-lease ----------------------- Quebec*Montreal

04-09-2010, 12:06 PM	#31
IllusionX It's the illusion you see View User's Garage Drives: 07 Yaris Sedan Aero Join Date: Oct 2006 Location: Brossard, QC Posts: 3,888	i pay 86$/month. Montreal Area. 13 demerit points, 1M civil responsability, 250$ deductible, 3 accidents in my file since 2004. 2 were unclaimed and my yaris is a lease. i think my insurance is dirt cheap considering my file... lol Last edited by IllusionX; 04-09-2010 at 12:24 PM.

04-09-2010, 09:24 PM	#32
jimek Drives: 2009 yaris hatch 5 speed Join Date: Aug 2009 Location: Hilltop, NJ Posts: 30	$220 a month full coverage nj sucks

04-09-2010, 09:44 PM	#33
vhicke Drives: yaris Join Date: Jan 2010 Location: canada Posts: 50	Newmarket ontario and full coverage $250 for 2002 highlander and 2008 yaris..

04-09-2010, 10:54 PM	#34
Moses Drives: 08' Toyota Yaris Hatchback Join Date: Mar 2009 Location: Los Angeles County, Ca Posts: 53	2008 HATCH $155 , CLASS A LICENCE , 3 TICKETS, FULL COVERAGE , LOS ANGELES , CA MOSES

04-10-2010, 08:17 PM	#35
Manley81bass Drives: 07 Yaris liftback Join Date: Nov 2008 Location: Irving, TX Posts: 47	$84/month, $250 deductible. USAA.

04-10-2010, 08:26 PM	#36
ddongbap Banned Drives: yw calls me douche and racist. Join Date: Aug 2007 Location: hay Posts: 2,183	Man, after looking back and remembering all the bone head things I've done at 18, I'd have to insure them. lol

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