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Old 04-10-2007, 02:21 AM   #1
waylandchin
 
Drives: Toyota Yaris 2007 Sedan
Join Date: Apr 2007
Location: West Covina
Posts: 24
I'm paying $388.88 a month for a yaris.

It's really high because my credit score was 604 according experian. I financed the car with no money down at $388.88 a month for 72 months. that includes $700 for gap insurance and $1980 for 84 month platinum warranty service. The total amount financed is 19,817.53. If I pay the minimum every month, I would end up paying 27,999.36. They are charging me 12.14 APR. I think I'll use my mom's credit to refinance.

how much are you guys paying?

should I use my mom's credit to refinance? she has a credit score of 697
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