Bad Luck, Car Accident

[KKevin]

Hi guys,

Do you remember me? I asked a lot of questions these day.

I still did not get my new car. So toyota offered me a car for free use on Monday. It is a nice car and easy to drive.

Unfortunately, today I met a car accident, and I approached toyota dealer immediately after the accident and returned the car to them.

But they asked me to pay $2000 insurance excess which I think it is too expensive to me. I paid $1000 to them today and I still owed them another $1000.

After I arrived my home, I talked to my friends and we found something very strange. The first is, The toyota dealer did not show me any insurance company policy. Then, after I paid the $1000, they even did not write any receipt to state what the money is paid for. Finally is, we did not sign any contract regarding to the free use of the car and they did not explain conditions and attentions about using the car.

SO, guys, what do you think?

Should I still pay the rest of the money?

Thanks.