Thinking about bringing 12k cash to the dealer - Toyota Yaris Forums

iwantayarisnyc · 11-27-2008, 12:43 AM

would the dealer give me a new yaris for 12k cash, including taxes.

of course the lowest model(i'm looking at the 3dr hatch, auto)

thanks guys, first post

seehuge · 11-27-2008, 01:14 AM

No, doubtful for auto. 13 and change MIGHT do it.

SilverBack · 11-27-2008, 01:40 AM

Mine's a stick and I got it for $12.5K.

Might work out for you if you don't mind giving up the auto

Phaeton · 11-27-2008, 11:38 AM

Buy a year old and maybe you can get it for that.

m911gt · 11-27-2008, 01:30 PM

To a reputable dealer, a loan or credit is just as good as cash.

If you're buying used you would have way better luck with cash.

IllusionX · 11-27-2008, 01:47 PM

12k cash down, and tell the dealer you want to fiance the rest on 72 months. :D

ok joke, but the sales guy might find you pretty funny :P not so much when you put on his desk your suitcase filled with 12k CASH in there.. haha.

i believe they would rather want you to finance/loan it instead of paying it cash. You see, they charge interest on you.. and it's Toyota who's doing the credit to you. So it's more money in THEIR pockets.. :) Unless you are doing a car loan at the bank.. then it's different.

nemelek · 11-27-2008, 03:43 PM

In Colorado we pay 7.5% in tax. Other states are less. Due to the tax 12K won't work here. If we trade in a car worth 9K than we only pay tax on 3K.

Tamago · 11-27-2008, 03:46 PM

i can't believe how expensive the yaris has gotten..

IllusionX · 11-27-2008, 06:08 PM

it's the bad economy...

how much is cost now for the base model? before tax and everything.

PreciousPups4U · 11-27-2008, 08:32 PM

Quote:

Originally Posted by IllusionX

how much is cost now for the base model? before tax and everything.

Not sure about other places, but in the South for a 3 dr automatic MSRP is $13005 + $775 destination so total is $13780. That is the cheapest available. 14" wheels, no radio or rear defroster/wiper. I assume destination/delivery fees can vary a bit by region.

Kal-El · 11-27-2008, 09:54 PM

Not actual CASH right? Check?

You'd be crazy to carry $12K in a briefcase around.

tetzyamis · 11-28-2008, 02:18 AM

Invoice is $12,225...
I'm pretty sure it's impossible to get $12,500 including tax.

thatboyjer · 11-28-2008, 09:27 AM

Quote:

Originally Posted by tetzyamis

Invoice is $12,225...
I'm pretty sure it's impossible to get $12,500 including tax.

i got my yaris for 12500 including tax and everything except for power package.

KCALB SIRAY · 11-28-2008, 09:55 AM

I got mine for 12,400 with an auto so it is possible to get close to it if not for the exact price, but your probably looking at a 2008 model

eTiMaGo · 11-28-2008, 11:30 AM

frined of mine bought his wife's Accord in cold hard cash, (car cost 1.6million baht, about $40,000 at the time), had the bills in a backpack. Biggest bill here is 1000 baht, so that was 16 stacks neatly arranged

It would be damn nice to buy a car and not have to worry about financing, interest rates, payments...

Loren · 11-28-2008, 11:53 AM

Dealers do get kickbacks from the bank for financing, so that's they way they like to do business. Your best bet is to let them think you're financing (no paperwork, just let them think that) and negotiate your best price. Once you've got your price, you can say "oh, I changed my mind, I'm paying cash".

I *did* get my Yaris for $12k out the door, I did so by telling them that I had $2k cash and I was willing to finance $10k and not a penny more. BUT... this was 6 months ago, and it was on a year-old Yaris with 5k miles. I think $13k might be more realistic for a new base model (not an auto, that adds like $800), and even that might be a hard sell.

You can pretty much bet that any dealer is going to charge you invoice price (about $11,300 last I checked) plus a $500 dealer fee (maybe more) plus tax, tag and title fees. So ,you're looking at a bare minimum of $11,800 even before taxes... and that's assuming that your dealer even HAS a base model in stock.

Good luck!

Oh, and I considered paying cash for my Yaris, but decided that I'd rather have that $10k in the bank. Total cost of financing for 3 years was about $500. Worth it to me to have the financial cushion. Your finances may vary. ;)

tetzyamis · 11-28-2008, 12:24 PM

Quote:

Originally Posted by thatboyjer

i got my yaris for 12500 including tax and everything except for power package.

But is your Yaris '09 model?
'09 has standard ABS and side airbag, which make the car more expensive...
$12,225 is the invoice now for '09 3-Door with auto.

Bob_VT · 11-28-2008, 08:38 PM

Quote:

Originally Posted by iwantayarisnyc

would the dealer give me a new yaris for 12k cash, including taxes.

of course the lowest model(i'm looking at the 3dr hatch, auto)

thanks guys, first post

Good luck. I will be waiting to hear the results of your quest!

11-27-2008, 12:43 AM	#1
iwantayarisnyc Drives: 08 sedan auto Join Date: Nov 2008 Location: new york Posts: 89	Thinking about bringing 12k cash to the dealer would the dealer give me a new yaris for 12k cash, including taxes. of course the lowest model(i'm looking at the 3dr hatch, auto) thanks guys, first post

11-27-2008, 01:40 AM	#3
SilverBack Joey View User's Garage Drives: '14 Scion xD 5-speed Join Date: Oct 2008 Location: El Monte, Ca Posts: 3,529	Mine's a stick and I got it for $12.5K. Might work out for you if you don't mind giving up the auto __________________ Formerly owned Met-Met. '07 Yaris LB 5-speed. A forum post should be like a skirt: Long enough to cover the subject but short enough to keep things interesting. "I don't have an anger problem. I have an idiot problem." -Hank Hill

11-27-2008, 01:30 PM	#5
m911gt Carless in Chicago View User's Garage Drives: 08 Blk LB Join Date: Oct 2008 Location: Chicago Posts: 2,479	To a reputable dealer, a loan or credit is just as good as cash. If you're buying used you would have way better luck with cash. __________________ Wanted: Forced Induction Some say that he is the secret love child of Ferrari and Porsche, and others say that he would lap James May twice in a 1/4 mile drag race. All we know is that he is called The Stig.

11-27-2008, 03:43 PM	#7
nemelek DWEED Drives: 3DR 2008 Metorite Metalic Join Date: Oct 2008 Location: Arizona Posts: 1,161	In Colorado we pay 7.5% in tax. Other states are less. Due to the tax 12K won't work here. If we trade in a car worth 9K than we only pay tax on 3K. __________________ Making a decision without following it with an action is still a fantasy.

11-28-2008, 02:18 AM	#12
tetzyamis '09 5dr Drives: 2009 Yaris 5-Door Bayou Blue Join Date: Oct 2008 Location: HI Posts: 238	Invoice is $12,225... I'm pretty sure it's impossible to get $12,500 including tax. __________________ 2009 5-Door Yaris LB Bayou Blue Pearl 2009 5-Door Yaris LB Black Sand Pearl

11-27-2008, 01:14 AM	#2
seehuge Drives: BMW 325i Join Date: Oct 2008 Location: DC Posts: 9	No, doubtful for auto. 13 and change MIGHT do it.

11-27-2008, 11:38 AM	#4
Phaeton View User's Garage Drives: Blazing Blue Liftback Join Date: Oct 2008 Location: Port Angeles, Wa Posts: 385	Buy a year old and maybe you can get it for that.

11-27-2008, 01:47 PM	#6
IllusionX It's the illusion you see View User's Garage Drives: 07 Yaris Sedan Aero Join Date: Oct 2006 Location: Brossard, QC Posts: 3,888	12k cash down, and tell the dealer you want to fiance the rest on 72 months. :D ok joke, but the sales guy might find you pretty funny :P not so much when you put on his desk your suitcase filled with 12k CASH in there.. haha. i believe they would rather want you to finance/loan it instead of paying it cash. You see, they charge interest on you.. and it's Toyota who's doing the credit to you. So it's more money in THEIR pockets.. :) Unless you are doing a car loan at the bank.. then it's different.

11-27-2008, 03:46 PM	#8
Tamago Start another Oil Thread! View User's Garage Drives: ZZW30 Join Date: Dec 2006 Location: South FL Posts: 4,890	i can't believe how expensive the yaris has gotten..

11-27-2008, 06:08 PM	#9
IllusionX It's the illusion you see View User's Garage Drives: 07 Yaris Sedan Aero Join Date: Oct 2006 Location: Brossard, QC Posts: 3,888	it's the bad economy... how much is cost now for the base model? before tax and everything.

11-27-2008, 09:54 PM	#11
Kal-El Drives: 07 Yaris S Sedan 5-Speed Join Date: Oct 2008 Location: Massachusetts Posts: 2,179	Not actual CASH right? Check? You'd be crazy to carry $12K in a briefcase around.

11-28-2008, 09:55 AM	#14
KCALB SIRAY それを吸ってください View User's Garage Drives: black sand lb Join Date: Oct 2008 Location: Virginia Posts: 8,894	I got mine for 12,400 with an auto so it is possible to get close to it if not for the exact price, but your probably looking at a 2008 model __________________ http://lifesdailypimpslap.tumblr.com/#me My Build Last edited by KCALB SIRAY; 11-28-2008 at 11:35 AM.

11-28-2008, 11:30 AM	#15
eTiMaGo vroom vroom View User's Garage Drives: lil red 5-door Join Date: Sep 2006 Location: Bangkok, Thailand Posts: 7,744	frined of mine bought his wife's Accord in cold hard cash, (car cost 1.6million baht, about $40,000 at the time), had the bills in a backpack. Biggest bill here is 1000 baht, so that was 16 stacks neatly arranged It would be damn nice to buy a car and not have to worry about financing, interest rates, payments... __________________ The price of freedom of religion, or of speech, or of the press, is that we must put up with a good deal of rubbish. - Robert Jackson Bye bye 1NZ...

11-28-2008, 11:53 AM	#16
Loren What? Drives: 2007 Yaris LB Join Date: Nov 2008 Location: Safety Harbor, FL Posts: 1,006	Dealers do get kickbacks from the bank for financing, so that's they way they like to do business. Your best bet is to let them think you're financing (no paperwork, just let them think that) and negotiate your best price. Once you've got your price, you can say "oh, I changed my mind, I'm paying cash". I did get my Yaris for $12k out the door, I did so by telling them that I had $2k cash and I was willing to finance $10k and not a penny more. BUT... this was 6 months ago, and it was on a year-old Yaris with 5k miles. I think $13k might be more realistic for a new base model (not an auto, that adds like $800), and even that might be a hard sell. You can pretty much bet that any dealer is going to charge you invoice price (about $11,300 last I checked) plus a $500 dealer fee (maybe more) plus tax, tag and title fees. So ,you're looking at a bare minimum of $11,800 even before taxes... and that's assuming that your dealer even HAS a base model in stock. Good luck! Oh, and I considered paying cash for my Yaris, but decided that I'd rather have that $10k in the bank. Total cost of financing for 3 years was about $500. Worth it to me to have the financial cushion. Your finances may vary. ;) __________________ ----------------------- Loren@InvisibleSun.org -----------------------

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