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Old 09-22-2010, 02:31 PM   #18
why?
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Drives: Yaris LB
Join Date: Jan 2006
Location: harnett county NC
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Quote:
Originally Posted by cfeng View Post
I was actually asking a different question. It is related so I was wondering if anyone here would have info.

I'm not worried about my warranty. I'm worried about my auto insurance with Metlife. I've heard that if you are ever involved in a crash with aftermarket parts, your insurance could be voided, leaving you without coverage. How are people insuring their cars with aftermarket parts?
ah. They cannot drop you because you have aftermarket parts. Some will drop you if they think you are racing, or have proof that you are racing.

Most insurers will not cover the aftermarket parts at all, they have special really expensive insurance for that type of thing.

So they will cover your car, but they will not replace aftermarket parts without special coverage.

Quote:
Originally Posted by ross sez View Post
Most insurance companies, when you fill out their policies, will ask whether or not your car has custom parts/aftermarket modifications that are valued over a certain amount. Progressive, I believe, won't cover anything worth over $1,000.

If I'm wrong please correct me.
While that would not surprise me, all insurers prolly have different limits, but asking is best if you are worried. heh, my wheels alone are worth more than 1k.
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