New Yaris + warranty Question

[hpvampiress]

YAY! Yesterday, I purchased a black, five door liftback with the PQ Power Package, remote keyless, cruise control, all-weather package, and rear spoiler for $15,550 with 0.0% financing :)

I just want to let you all know that this forum was the main factor that ended up pushing me to buy a Yaris. This is my *first* new car purchase!

One question for you all (for now). When I was in the process of signing all the final paperwork, I noticed that my little $15550 Yaris had somehow jumped up to over 20k!! Upon looking through all those extra charges, I noticed that I was being charged close to 3k for a warranty through Gates. It was a GREAT warranty, don't get me wrong...it seriously would cover everything for the next 7 years. But $20k for my first new car just wasn't within my budget, so I had to remove the warranty, to the dealer's dissatisfaction.

Anywho, my question is, is there a warranty out there that I can buy for less than $3k that would cover dents/dings, tires, and windshield damage? That was the main part of the $3k warranty that I really liked. Ha, that part of it only costed about $600, but I had to buy the entire package to get it.

Any insight would be greatly appreciated.

Thanks and YAY YARIS!

-Noel