Yaris Popularity

[kimona]

Originally Posted by NYC-SE

Whenever I'm in Montreal I'm amazed by the number of Yarii I see.

I read an article recently that quoted insurance statistics indicating that Montreal is the small car capital of North America, while Vancouver is the luxury and exotic car capital of North America.

[cwk8412]

Originally Posted by kimona

I read an article recently that quoted insurance statistics indicating that Montreal is the small car capital of North America, while Vancouver is the luxury and exotic car capital of North America.

Speaking of insurance, I assume the insurance would be cheaper on Yaris compare to other similar type cars?

[David C]

Originally Posted by cwk8412

Speaking of insurance, I assume the insurance would be cheaper on Yaris compare to other similar type cars?

If $570 CAD a year including tax for a 24yo driver with only fire/vandalism/theft protection with a $500 deductible and $2M responsibility driving a 10yo Yaris hatchback two door is what you call cheap. I've checked two days ago with my agent and if my car was the 4 door hatch, if would cost me almost $100 more ! So many people with driving Yaris here that the average claim ratio per car model isn't has good as other places where the Yaris is less driven. I think I should be paying about $400 top with tax for such basic coverage, a perfect driving history and a very good credit background too (I wouldn't be surprised if your credit score didn't influenced even your insurances rates imo).


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[scratchpaddy]

Originally Posted by David C

If $570 CAD a year including tax for a 24yo driver with only fire/vandalism/theft protection with a $500 deductible and $2M responsibility driving a 10yo Yaris hatchback two door is what you call cheap. I've checked two days ago with my agent and if my car was the 4 door hatch, if would cost me almost $100 more ! So many people with driving Yaris here that the average claim ratio per car model isn't has good as other places where the Yaris is less driven. I think I should be paying about $400 top with tax for such basic coverage, a perfect driving history and a very good credit background too (I wouldn't be surprised if your credit score didn't influenced even your insurances rates imo).


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That is super cheap! And yes, if insurance in Canada is anything like in the U.S., credit score has a much bigger effect on price than actual driving history.

[David C]

Originally Posted by scratchpaddy

That is super cheap! And yes, if insurance in Canada is anything like in the U.S., credit score has a much bigger effect on price than actual driving history.

Glad to hear that. Still it's too much anyway.


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[thebarber]

Originally Posted by David C

If $570 CAD a year including tax for a 24yo driver with only fire/vandalism/theft protection with a $500 deductible and $2M responsibility driving a 10yo Yaris hatchback two door is what you call cheap. I've checked two days ago with my agent and if my car was the 4 door hatch, if would cost me almost $100 more ! So many people with driving Yaris here that the average claim ratio per car model isn't has good as other places where the Yaris is less driven. I think I should be paying about $400 top with tax for such basic coverage, a perfect driving history and a very good credit background too (I wouldn't be surprised if your credit score didn't influenced even your insurances rates imo).


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no comprehensive coverage?

[David C]

Originally Posted by thebarber

no comprehensive coverage?

Such as ?


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