Quote:
Originally Posted by DeliciousYaris2007
I'm actually going to take a defensive driving course to lower my insurance. Apparently it's the only thing I can do that will really be worth it. $140/year in savings for 3 years I believe. I can't do anything physically to the car though that will matter :(
Kind of funny thing though, is that there was a guard rail to my left, if I had swerved any farther, that would have been the whole drivers side of my car screwed up. I swerved, which only created the damages on the passenger side, I am sure if I hadn't it would have gone up the middle, probably taken out my front window (which would have been released for free... I still don't think it'd be worth it)...
*sigh*
After I get it fixed, I'll post pics of her all pretty again, lol
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Seems that you have done your best to avoid the accident becoming worse. Also, good to know that the defensive driving course you are preparing to take can help reduce your insurance costs. Go for it!
Though it appears that you are not at fault, it may still be necessary to make sure that the insurance premium will not be raised if you file a claim. If in fact the premium will be raised, or a discount that should otherwise become due soon will become not due, the net effect will be that you are actually paying for all or a big part of the repair work yourself, considering that you already need to pay the deductible amount.
Wish you all the best!