Need some price advice...

[xed]

Originally Posted by ern-diz

gotta say it sounds ok to me...there will be a gap insurance, extended warranty and possibly alarm (sometimes preinstalled on all cars on the lot to help the dealership save on insurance costs) to consider purchasing, which can bring the total cost up (in addition to finance charges) however, that base sounds ok...i got my '07 in august with only the california convenience package and paid 12,500 before the after market power windows/door locks and the above mentioned insurance/warranty/alarm...i'd worry more about the interest rate cause that price sounds ok to me...

I just set up a blank check loan with Capital One Auto Finance so no gap is being forced on me unless I wanted it. No alarm or anything like that either. I have a FICO of over 800 so I got the lowest rate Capital One Auto has at the moment for a 60 month which is 6.35%. I figure if Toyota financing can beat 6.35% then I'll go with them; otherwise I'll just use Capital One.