Dealer(s) told me they needed to run my credit report even though I'm... - Toyota Yaris Forums

*tomato* · 02-10-2009, 11:08 PM

I'm in California and just got a Yaris at a local dealership here.

The same thing happened to me and they also mentioned the Patriot Act as a reason why I should fiill out a Financing Questionnaire eventhough I was paying with a cheque. I flatly refused and threatened to walk out the door at that point, told them that if my money wasn't good enough, I could go elsewhere.

The Financing Manager came out and explained that they needed sufficient info to track me down if the cheque bounced (OK, that sounds reasonable) and they do need some proof of identity because they're liable for the cars (that, too). I provided them my driver's license, my Social Security #, my registration and proof of insurance for the car I was trading in, and allowed them to run the credit report if that really made them happy and that would get me out the door faster. That is all you need to give them, well, in California, at least.

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02-10-2009, 11:08 PM	#31
tomato Super Moderator View User's Garage Drives: Yaris 2DR LB 07, MT, Abs. Red Join Date: Feb 2009 Location: San Francisco Bay Area Posts: 5,155	I'm in California and just got a Yaris at a local dealership here. The same thing happened to me and they also mentioned the Patriot Act as a reason why I should fiill out a Financing Questionnaire eventhough I was paying with a cheque. I flatly refused and threatened to walk out the door at that point, told them that if my money wasn't good enough, I could go elsewhere. The Financing Manager came out and explained that they needed sufficient info to track me down if the cheque bounced (OK, that sounds reasonable) and they do need some proof of identity because they're liable for the cars (that, too). I provided them my driver's license, my Social Security #, my registration and proof of insurance for the car I was trading in, and allowed them to run the credit report if that really made them happy and that would get me out the door faster. That is all you need to give them, well, in California, at least.