How much for insurance? - Page 3 - Toyota Yaris Forums

DJ_Trizzak · 08-24-2006, 01:15 PM

$267 / Month For Me

mikeukrainetz · 08-24-2006, 01:26 PM

I also have to buy through ICBC - In British Columbia you HAVE to get base coverage through ICBC, extended coverage can be bought elsewhere but you dont save much unless your 65.....
I pay $125 a month full coverage with $300 deductible and I have 40% discount.
You Americans have it awsome with private insurance...

DJ_Trizzak · 08-24-2006, 01:27 PM

Quote:

Originally Posted by mikeukrainetz

I also have to buy through ICBC - In British Columbia you HAVE to get base coverage through ICBC, extended coverage can be bought elsewhere but you dont save much unless your 65.....
I pay $125 a month full coverage with $300 deductible and I have 40% discount.
You Americans have it awsome with private insurance...

your lucky, at least you have a 40% discount lol - I only have 10%

mikeukrainetz · 08-24-2006, 02:28 PM

Its great now but about 4 years ago I pretty much totalled my malibu avoiding a headon with a semi and ICBC bent me over hardcore on that... Ended up with a 10% surcharge (110% insurance rates) plus they fixed the car... I fought with them for 2 full years, wrote letters to the commisioner of ICBC, local MP, local ICBC offices etc etc to dispute my claim and them fixing the car (cost them 10 grand - malibu blue booked at 8500). Every dispute process at ICBC is internal... hence good F'ing luck getting any resolution in your favour. To make a long story short I hadn't been insuring cars for a while... and when I decided this year to check my discount they had nothing on file about any accident...
If you have a family member with good rates....
Needless to say I despise ICBC

autophile · 09-03-2006, 06:47 PM

US $76/mo with Geico, $500/$500 deductibles. Age 37 discount, marriage discount, multicar discount, insurance companies suck surcharge, keeping car in garage discount, both hands on the wheel discount, I can't drive 55 surcharge, living in rural Maryland discount, I like sushi surcharge, but I also eat green beans discount.

--Rob

07WYarisRS · 09-03-2006, 10:55 PM

I pay $130 a month for full coverage $300 deductable
good driving record, no tickets, no points

I have a small claim on my insurance record for a 50/50 collision that will be off my record this fall. Next year my insurance will be less then $100

vst · 09-14-2006, 07:18 PM

What are you guys insuring for such high rates? Does your Yaris have platinum seats or gold tinted windows or something?

I pay $210 per 6 months or $420 for the year (USD). That's for FULL insurance ($1000 deductible collision and $500 comp), $250k/500k/$100k liability.

Oh I forgot to add -- it's a 2007 4 door sedan.

07WYarisRS · 09-14-2006, 09:46 PM

Quote:

Originally Posted by vst

What are you guys insuring for such high rates? Does your Yaris have platinum seats or gold tinted windows or something?

I pay $210 per 6 months or $420 for the year (USD). That's for FULL insurance ($1000 deductible collision and $500 comp), $250k/500k/$100k liability.

Oh I forgot to add -- it's a 2007 4 door sedan.

In my case I could have gotten cheaper rates but you have to read the fine print plus it's CND pricing.
A lot of the policies I read over I would not touch with ten foot poll.
My policy is for 2 drivers, includes replacement car ( if involved in an accident costing more then $1000 they don't fix it they replace it)
1,000,000 coverage
flood damage
My coverage covers me in the US as well as Canada

kaymm · 09-14-2006, 10:31 PM

Just a comparison. My old car was a '88 Honda Prelude, my insurance was $1200. Now that I got a yaris, it jumped to $1800. this is with all discounts.

07WYarisRS · 09-15-2006, 12:00 AM

Quote:

Originally Posted by asa805

dude i cant believe people are paying so little. Its virtually impossible to get rates like that on new cars in NY (at least in the city adn surrounding burbs). Im paying 650 for 6 months premium- full coverage 500 ded.

I spend a lot of time driving around Buffalo and surrounding areas in NY.

have you ever taken the time to look at everyones cars in NY?
I crack up at all the newer and some brand new cars over there smashed to shit and duct taped together driving down the streets. Seems like every other car is banged up in one way or another.
Driving through the mall parking lots it easy to spot the out od state or Ontario cars, because they are clean, shiny, new looking and no dents or duct tape LOL

sam07yaris · 09-19-2006, 11:09 AM

full coverage for me is $77 bucks

daq421 · 09-19-2006, 03:05 PM

Quote:

Originally Posted by bikergal

91 people looked at this thread but only 7 responded? Come on out you lurkers

569.00 every 6 months : 100 / 500 comp and collision
-Peter

08-24-2006, 01:15 PM	#37
DJ_Trizzak Drives: Yaris 07 Auto CE -Blazin Blue Join Date: Apr 2006 Location: Vancouver, BC Posts: 223	$267 / Month For Me __________________ myspace.com/djtrizzak \| epik.ca \| track1.ca \|

09-03-2006, 06:47 PM	#41
autophile Drives: '07 HB Manual Yarrrrris Join Date: Aug 2006 Location: Rising Sun, MD Posts: 12	US $76/mo with Geico, $500/$500 deductibles. Age 37 discount, marriage discount, multicar discount, insurance companies suck surcharge, keeping car in garage discount, both hands on the wheel discount, I can't drive 55 surcharge, living in rural Maryland discount, I like sushi surcharge, but I also eat green beans discount. --Rob __________________ Yarrrrrris!

09-14-2006, 10:31 PM	#45
kaymm Drives: Yaris Liftback 3dr (Silver) Join Date: Sep 2006 Location: 604-canada Posts: 66	Just a comparison. My old car was a '88 Honda Prelude, my insurance was $1200. Now that I got a yaris, it jumped to $1800. this is with all discounts. __________________ 07 Yaris LB 3dr Silver Mica 5sp manual shift

08-24-2006, 01:26 PM	#38
mikeukrainetz View User's Garage Drives: 2006 Toyota Yaris Join Date: May 2006 Location: Canada Posts: 564	I also have to buy through ICBC - In British Columbia you HAVE to get base coverage through ICBC, extended coverage can be bought elsewhere but you dont save much unless your 65..... I pay $125 a month full coverage with $300 deductible and I have 40% discount. You Americans have it awsome with private insurance...

08-24-2006, 02:28 PM	#40
mikeukrainetz View User's Garage Drives: 2006 Toyota Yaris Join Date: May 2006 Location: Canada Posts: 564	Its great now but about 4 years ago I pretty much totalled my malibu avoiding a headon with a semi and ICBC bent me over hardcore on that... Ended up with a 10% surcharge (110% insurance rates) plus they fixed the car... I fought with them for 2 full years, wrote letters to the commisioner of ICBC, local MP, local ICBC offices etc etc to dispute my claim and them fixing the car (cost them 10 grand - malibu blue booked at 8500). Every dispute process at ICBC is internal... hence good F'ing luck getting any resolution in your favour. To make a long story short I hadn't been insuring cars for a while... and when I decided this year to check my discount they had nothing on file about any accident... If you have a family member with good rates.... Needless to say I despise ICBC

09-03-2006, 10:55 PM	#42
07WYarisRS HardlyDangerous Drives: 09 Yaris LE, H/B, auto Join Date: Jul 2006 Location: Ridgeway Ontario Posts: 573	I pay $130 a month for full coverage $300 deductable good driving record, no tickets, no points I have a small claim on my insurance record for a 50/50 collision that will be off my record this fall. Next year my insurance will be less then $100

09-14-2006, 07:18 PM	#43
vst Drives: 2010 Yaris Sedan x 2 Join Date: Sep 2006 Location: SE US Posts: 35	What are you guys insuring for such high rates? Does your Yaris have platinum seats or gold tinted windows or something? I pay $210 per 6 months or $420 for the year (USD). That's for FULL insurance ($1000 deductible collision and $500 comp), $250k/500k/$100k liability. Oh I forgot to add -- it's a 2007 4 door sedan.

09-19-2006, 11:09 AM	#47
sam07yaris Drives: 07 yaris sedan (silver) STICK Join Date: Aug 2006 Location: Tiverton, RI Posts: 244	full coverage for me is $77 bucks