2010 3dr Yaris

[oyceelol]

Thanks for everyone's help. So basically I just have to pay the first month financing payment when I sign the contract with the dealers?

[why?]

Originally Posted by oyceelol

Thanks for everyone's help. So basically I just have to pay the first month financing payment when I sign the contract with the dealers?

not necessarily. It depends what you want to do and what they might let you do. You can literally walk out the door without paying a penny if you want, usually. They can roll everything into the monthly payments if you want them to.

However that might not be the case with the 0%. That might have its own rules that you must put money down.

Everything is negotiable to a car dealer, except tax, title, and license, which goes to the state.

Just do everything you possibly can to give yourself as much info as possible, then go shopping. Do not limit yourself to any single dealership, or salesperson if you can. If you want to negotiate, you will find someone who will do it for you.

the more prepared you are, the better you will come out. don't be afraid to ask for the car at reported invoice price. You can't get that price if you don't ask for it. Also, don't believe anything a dealer says, especially if they say a deal is only good for a day.

that is a lie. if they want the sale, they will call you back and make another offer.

never be afraid to walk out the door either. it is your money, and you are in charge. never forget that.