Getting rid of the Yaris?

[shinlee]

He's not really financing one if it's 0% intrest rate... that's basically about as good as it can get.

Don't trade the car in, cuz then w/e else you owe, you WILL pay intrest on, that's tacked onto that car payment (unless again, you get 0% intrest). Hell, if you can find someone to take over the payments of a 0% car, I honestly don't think I'd really try to ask for too much money from a buyer, so $1000 seems perfect. I know back home in Texas, you can transfer loans to another person very easily, with usually no fee's if done through a large enough financer, so I would do this option.