Yaris Accident: How Much To Fix?

[bronsin]

Just for gins and giggles, here is what happened.

I was driving down Cooper St. Coming in the opposit direction, was a driver unfamiliar with the area. He was looking for an address on Cooper. He realized he went by it. He had to turn around.

He made a left turn right in front of me. At the time I thought he was making a left into a driveway. I thought he had time to complete the turn safely.

Then he stopped.

I swerved to the left violently to go around him. I ALMOST missed him! I just caught the rear bumper of his car down the right side of my car.

We were on railroad tracks for a commuter rail line. The train blasted his horn at us so we moved.

When we got to a safe location, a cop on a bicycle showed up. He said he didnt see the accident, wasnt involved, wasnt writing a report, we had to go to city hall if we wanted that.

We exchanged info and parted amicably. I assumed theres no fault and it didnt matter who caused the accident. Although he did.

I returned to the accident scene the next day. There was NO driveway where he turned! Just a solid curb! THAT is why he stopped. That or he was making a U or K turn.

The only dammage to his car was a smal tear in his rear bumper cover. And a black swipe mark across it.

I have a $2000 deductable. The repairs will be more than that. I hope the insurance company protects me. I dont see the sense of getting a lawyer and pursueing it. It would cost more to do that than its worth. I wasnt hurt, he wasnt hurt.

Am I wrong? Coments welcome!