What is everyone paying on insurance?

[nookandcrannycar]

Originally Posted by edmscan

I thought I was a good driver too .. until I had an accident with my Yaris on Dec 02/2012. I knew in my mind that the accident wasn't my fault .. and thus I waited until the other insurance company assumed liability before getting my car fixed, even though I did have collision coverage on my Yaris.

I just got my car fixed about a week ago ... and really it showed no matter how careful (or how good of a driver you think you are), things happen and it is just very very risky not to have adequate insurance coverage.

I agree, but if you are going to take that chance there is a big difference, IMO, between winter driving in Edmonton and winter driving in Los Angeles. I think if the same driver had equal winter driving skill for both locations, that driver would be less likely to get in an accident during the winter in Los Angeles. I would guess that the winter season would be the most accident heavy time of year in both locations.