How does the insurance rate for your Yaris comapre with your your other cars?

[DMZ]

$31.50/mo for the Aveo

$27.16/mo for the Yaris

[Lippitt]

Originally Posted by DMZ

$31.50/mo for the Aveo

$27.16/mo for the Yaris

What's the no claims years & benefits you have going for you?

[DMZ]

Originally Posted by Lippitt

What's the no claims years & benefits you have going for you?

The policy list the following discounts:

Account
Loyalty
Multi-Car

[breakpoint]

Originally Posted by DMZ

$31.50/mo for the Aveo

$27.16/mo for the Yaris

Wow awesome rates! I don't know yet how much car insurance do I need but hopefully it is somehow near at this rate when I avail one for my upcoming Yaris!

[DMZ]

Originally Posted by breakpoint

Wow awesome rates! I don't know yet how much car insurance do I need but hopefully it is somehow near at this rate when I avail one for my upcoming Yaris!

I have the title.

I only carry what is required by State law.

I have a clean driving record.

I am betting on my own experience and skills to keep me out of trouble. (45 years of motorcycling tends to sharpen one's instincts very well.)

Also, if I total the car, I have the financial means to replace it.

[nookandcrannycar]

Originally Posted by DMZ

I have the title.

I only carry what is required by State law.

I have a clean driving record.

I am betting on my own experience and skills to keep me out of trouble. (45 years of motorcycling tends to sharpen one's instincts very well.)

Also, if I total the car, I have the financial means to replace it.

The first, third and 5th above are true for me as well (although my insurance still reflects one point that came off my record a couple of weeks after my last renewal in September of 2012).

However, there are quite a few idiots on the road (especially on freeways in L.A., S.F. Bay Area, Houston, DFW, and especially in the southern part of Florida) so I look at it just about the same way Absolutely Red 12 does. The incremental cost of extra liability is negligible IMO (at least for me with my 'insurance score' (it's some sort of mixture of credit score/property owned/vehicle and property insurance claims, etc.) that insurance companies use -- a scale of 1000 --- my agent ran this report before giving me my quote and my score was 997 or 998 (can't remember which)) compared to what I could lose if sued.

[charles nelson]

I pay $20/yr less in insurance on my 2012 $42,000 Chevy 4x4 PU than my 2008 3DR Yaris. My insurance agent explained it as comparing a tank versus a soap bubble.

[nookandcrannycar]

Originally Posted by charles nelson

I pay $20/yr less in insurance on my 2012 $42,000 Chevy 4x4 PU than my 2008 3DR Yaris. My insurance agent explained it as comparing a tank versus a soap bubble.

Given those two vehicles and what they cost to purchase and run, why carry collision on the Yaris? (unless your insurance company requires you to have the same level of insurance for each vehicle....that has happened to me in the past).