Tracking Driving Habits with OBDII port (for insurance savings)

[edmscan]

Originally Posted by Absolutely Red 12

Better they not know my driving habits!!

If you are not a safe cautious driver (or drive a "performance" Yaris) .. I can understand your desire.

My Yaris is stock .. so I don't go anywhere very fast.

[seth_man]

Originally Posted by edmscan

I totally think that this would be a money saving option for me, as I am a pretty cautious driver.

Did you have any issues with your Snapshot ? Like car battery problems.

only issue, if you can call it an issue is that unless you have an dlc port splitter you cannot run more than 1 obd device, i have a blitz r-vit (a fancy scanguage) and i had to get a splitter cable to run both at the same time. battery power will never run out, the snapshot device used a very small amout of power, in sleep mode with the car off current draw was only .06 mA.

Originally Posted by nookandcrannycar

This may sound rhetorical, but were you already with Progressive because they were already the lowest quote you obtained? I obtained quotes from them in the past (BEFORE snapshot) and they were never the cheapest.

I must admit though, if you have to sit through a commercial, their commercials are better than most.

i was already with progressive because they were the lowest rate for identical coverage, i have been with progressive for 8 years and all the cars and house are all with progressive, every year i call them and hassel them about the rate and ususally it gets dropped a little.

Originally Posted by edmscan

If you are not a safe cautious driver (or drive a "performance" Yaris) .. I can understand your desire.

My Yaris is stock .. so I don't go anywhere very fast.

if you dont put a lot of miles on your car or you dont drive at night often then its for you weather you drive fast or not, i am a very offensive driver, i do not drive slow and i do drive a "performance" yaris. wide sticky tires and lots of suspension upgrades helped me because i dont brake that often or slow down for corners, stop signs and red lights need to be anticipated so you dont brake to hard but since they dont take speed into consideration you can still drive as fast as you want. i did however take the snapshot out of my car when i go autox due to the lots of hard braking

[nookandcrannycar]

Originally Posted by seth_man

only issue, if you can call it an issue is that unless you have an dlc port splitter you cannot run more than 1 obd device, i have a blitz r-vit (a fancy scanguage) and i had to get a splitter cable to run both at the same time. battery power will never run out, the snapshot device used a very small amout of power, in sleep mode with the car off current draw was only .06 mA.




i was already with progressive because they were the lowest rate for identical coverage, i have been with progressive for 8 years and all the cars and house are all with progressive, every year i call them and hassel them about the rate and ususally it gets dropped a little.




if you dont put a lot of miles on your car or you dont drive at night often then its for you weather you drive fast or not, i am a very offensive driver, i do not drive slow and i do drive a "performance" yaris. wide sticky tires and lots of suspension upgrades helped me because i dont brake that often or slow down for corners, stop signs and red lights need to be anticipated so you dont brake to hard but since they dont take speed into consideration you can still drive as fast as you want. i did however take the snapshot out of my car when i go autox due to the lots of hard braking

Very interesting...and your answer already answered what was going to be my next question (which was - Does Progressive currently have other lines (other than Auto) that consumers can bundle with to get a multi-policy discount?).