Benefits of SCCA

[rstb88]

I was thinking of joining the SCCA. I have grown bored of the day to day life and have really been wanting to go do some solo racing. I wanted to know are there any benefits to joining the SCCA, also what are the conditions of their insurance(too much for me to read tonite I had a looong day). I'm primarily looking foward to exercising my driving abilities on a closed course to practice driving. I have somehow managed to get the worst reputation of driving in my family and I have the second cleanest record with 1 wreck. I'm hoping to hone my driving skills soloing along with driving confidence, and get to better know my car. Any input consistent with SCCA will be appreciated.
O btw I plan on drving my stock Yaris, and I qualify for the under 24yrs category for enrollment(done my research lol)