Tracking Driving Habits with OBDII port (for insurance savings)

[Absolutely Red 12]

Originally Posted by edmscan

It really isn't a penalty .. just a fact of how insurance works. Drivers that drive more are more likely to get into accidents and thus they SHOULD pay higher insurance rates than those drivers that seldom drive.

I'll play the devil's advocate:

Drivers that drive more, have more experience!!

My last accident was 1976, Im still being rated by my mileage, and zip code.
Not my driving record!!.

Can they tell I just drove 800 miles through desert highways, which I just did!