Liability for another driver?

[Altitude]

Auto insurance is for the individual - not the automobile. A car is not liable for anything, but the person driving it is.

C'mon - do you think I could be sued if someone stole my car and had an accident in it????

[PreciousPups4U]

Originally Posted by Altitude

Auto insurance is for the individual - not the automobile. A car is not liable for anything, but the person driving it is.

C'mon - do you think I could be sued if someone stole my car and had an accident in it????

Auto insurance is for the car and the insured drivers (your agent asks who in your household has their license and their DL #'s) in your household and people who drive your car with your permission. I went through this when my daughter's boyfriend drove one of my vehicles for a couple of months when his went Kaput and he was looking for another one.

Insurance agent said he would be covered as long as he had permission to drive the car. I would indeed be libel for any damages he did while in my car.

Now if your car was stolen, you would not be libel as they did not have your permission to drive the car.

It is not the same thing. At least that's the way it is in SC and I have State Farm which is nationwide.